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Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14675 reviews)

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4.92

Based on 14,675 reviews, last reviewed 26th Feb 2025

2840% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Best savings/investment app Easy to use with a wide offering of high earning products Reviewed on: 26th February 2025

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14675)

Review of the Chip, Savings App:

Amazing savings app

Been using this app for many years now and it has helped me immensely, especially saving for Christmas and holidays Reviewed on: 21st March 2023

Tracking savings and building wealth

An app that helps me track my savings and build wealth across multiple accounts, I have used chip for years and have managed to save more than I thought I could! The app is always evolving to stay ahead of the curve Reviewed on: 23rd August 2024

Really good savings app.

Really good savings app. Simple to use and with a good rate Reviewed on: 31st May 2024

Chip channel the brand new customers only advert

Remember the Nationwide Brand New Customers Only advert in 2020 when a customer could only have something if they are a new customer and were not allowed to have it if they were an existing customer, e.g. free pens were only for brand new customers only. Well the Chip marketing team must have remembered this advert as they are only offering the new 5.01% rate to brand new customers only for a year. It then reduces to the standard rate that existing customers get, currently 4.84%.. So the current standard rate is obviously not attracting new customers well so they have to offer a better rate to attract them. However they want to save money by not offering this rate to existing customers. As highlighted in the Nationwide advert not a great customer service approach that may impact customer loyalty down the line as if the customers see a better offer they will be less likely to stay with Chip as they do not feel they are dealt with fairly there. I may move to another provide that offers a better 12 month brand new customers only rate if I can find one as I see no reason to have any customer loyalty for Chip. with this sort of focused offer. Reviewed on: 31st May 2024

Easy to use and great rates

Easy to use and download, Chip offers v good rates with instant access. They have been helpful and accommodating with queries and information- a real personal touch. The True-Layer transfers in and out of my bank account are seamless and instant. Reviewed on: 30th May 2024

Yet another faceless company in the savings field

Yet another faceless company in the savings field Reviewed on: 29th May 2024

Reply from Chip Hi there, Thank you for taking the time to leave us a review and a rating. If you're having trouble with something, please reach out to us via email at [email protected] or via the in-app chat which can be found in the Profile tab and we'll be happy to help. Many thanks, - Ryan Response date: 29th May 2024

Good products, eager to build market share with inno...

Good products, eager to build market share with innovation Reviewed on: 28th May 2024

Choose Chip if you want to save.

Easy to register and very competitive rates of interest. App is easy to use. Have quite a few products to choose. Easy access savings account, ISA and investment port folios. Reviewed on: 28th May 2024

excellent and forward thinking.

excellent and forward thinking. Looking to simplify investing and a great deal Reviewed on: 27th May 2024

Great interest rates but hard to get hold of

They have great rates of interest and the app is easy to use but it's hard to get hold of someone if you have an issue Reviewed on: 26th May 2024

Simply the best app for looking after my money

Easy to use with an excellent range of savings and investments products. Very quick deposits and withdrawals too. Makes looking after my money simple. Reviewed on: 25th May 2024

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