Smart Money People Logo

Chip: Savings App reviews

4.93
Based on 14,520 reviews, last reviewed 5th Dec 2024
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent. Excellent. Good returns, easy to use. Reviewed on: 12th October 2024
Tom's avatar
Tom

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14520)

Review of the Chip, Savings App:

Best Savings account

5
A great forward looking company offering the best Savings product and expanding now into loans. Reviewed on: 7th February 2020

Very good, easy to use, good returns.

5
Very good, easy to use, good returns. Reviewed on: 24th August 2024

App is extremely easy to use, it has a very clear la...

5
App is extremely easy to use, it has a very clear layout Reviewed on: 23rd August 2024

It's good

4
It's good win me some money aight! Reviewed on: 23rd August 2024

Happy Customer Here!

5
Decent rates of interest and a great app make Chip one of my favourite savings providers. Reviewed on: 23rd August 2024

Easy to use app

5
Easy to use app but with a decent, stable interest rate Reviewed on: 23rd August 2024

Tracking savings and building wealth

5
An app that helps me track my savings and build wealth across multiple accounts, I have used chip for years and have managed to save more than I thought I could! The app is always evolving to stay ahead of the curve Reviewed on: 23rd August 2024

Really good savings app.

5
Really good savings app. Simple to use and with a good rate Reviewed on: 31st May 2024

Chip channel the brand new customers only advert

3
Remember the Nationwide Brand New Customers Only advert in 2020 when a customer could only have something if they are a new customer and were not allowed to have it if they were an existing customer, e.g. free pens were only for brand new customers only. Well the Chip marketing team must have remembered this advert as they are only offering the new 5.01% rate to brand new customers only for a year. It then reduces to the standard rate that existing customers get, currently 4.84%.. So the current standard rate is obviously not attracting new customers well so they have to offer a better rate to attract them. However they want to save money by not offering this rate to existing customers. As highlighted in the Nationwide advert not a great customer service approach that may impact customer loyalty down the line as if the customers see a better offer they will be less likely to stay with Chip as they do not feel they are dealt with fairly there. I may move to another provide that offers a better 12 month brand new customers only rate if I can find one as I see no reason to have any customer loyalty for Chip. with this sort of focused offer. Reviewed on: 31st May 2024

Easy to use and great rates

5
Easy to use and download, Chip offers v good rates with instant access. They have been helpful and accommodating with queries and information- a real personal touch. The True-Layer transfers in and out of my bank account are seamless and instant. Reviewed on: 30th May 2024

Yet another faceless company in the savings field

1
Yet another faceless company in the savings field Reviewed on: 29th May 2024
Reply from Chip Hi there, Thank you for taking the time to leave us a review and a rating. If you're having trouble with something, please reach out to us via email at [email protected] or via the in-app chat which can be found in the Profile tab and we'll be happy to help. Many thanks, - Ryan Response date: 29th May 2024
Chip's avatar
Chip