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Chip: Savings App reviews

4.92
Based on 14,663 reviews, last reviewed 19th Feb 2025
2600% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
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94%
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6%
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Latest highest rating:

5

CHIP IS THE BEST! Forget about all the rest! I am a long time user of Chip. Started using the service not long after it was released. I was so impressed with the idea of Chip that I even invested... Read more Reviewed on: 19th February 2025
Gary T's avatar
Gary T

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025
Peter C's avatar
Peter C

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14663)

Review of the Chip, Savings App:

Amazing app with great features.

5
Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is brilliant—it quietly analyzes my spending and puts away small amounts without me even noticing. It’s like saving on autopilot. The app also makes it easy to set goals, whether it’s for a holiday, an emergency fund, or just general savings. The interest rates are competitive, and there’s even an option to invest if you’re feeling ambitious. The interface is clean and super intuitive, so managing everything feels effortless. For anyone who struggles to save or just wants to make the process smoother, I’d definitely recommend Chip. It’s taken a lot of the stress out of saving for Reviewed on: 18th January 2025

Super easy to use online and via the app especially.

5
Super easy to use online and via the app especially. Great interest rates. Easy to move money instantly in and out. Highly recommend for savings. Reviewed on: 22nd February 2024

Good rates of interest and easy to save

5
Good rates of interest and easy to save Reviewed on: 22nd February 2024

Excellent interest rates, excellent products with a...

5
Excellent interest rates, excellent products with a range to chose from ! Reviewed on: 22nd February 2024

Brilliant app so easy to use, I can see my balance e...

5
Brilliant app so easy to use, I can see my balance easily and when my next interest gets added, I love it Reviewed on: 22nd February 2024

Secure, reliable service offering good interests rates

5
Secure, reliable service offering good interests rates Reviewed on: 22nd February 2024

Very easy to open a savings account.

5
Very easy to open a savings account. Excellent rates. Added to waitlist for ISA, and timely communication to open that too. Customer support have also been excellent when I've needed them. Reviewed on: 22nd February 2024

Chip off the bank rate

4
With no branches I would expect interest paid to be closer to the bank rate 5.25% Reviewed on: 22nd February 2024

Always had a good experience with chip

5
Always had a good experience with chip Reviewed on: 22nd February 2024

Chip works wonderfully and there’s nothing to dislike.

5
Chip works wonderfully and there’s nothing to dislike. The app is very well built and easily accessible. Lots of great options for saving and investing money - interest is competitive and the whole experience feels very safe and trustworthy. Reviewed on: 22nd February 2024

Low effort way to save

4
Low effort way to save and I enjoy the financial too Reviewed on: 22nd February 2024