Smart Money People Logo

Chip: Savings App reviews

4.92
Based on 14,669 reviews, last reviewed 26th Feb 2025
2720% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Competitive, comprehensive and well presented. My new CHIP Cash ISA account was fairly easy to set-up. The standard variable interest rate was competitive and the additional 3-month bonus was a big... Read more Reviewed on: 26th February 2025
Geoff Beeby's avatar
Geoff Beeby

Latest lowest rating:

1

Terrible customer service Can't speak to a person as there is no telephone number, chat is a joke with robotic cookie-cut answers, very difficult to withdraw money they require... Read more Reviewed on: 18th February 2025
Peter C's avatar
Peter C

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14669)

Review of the Chip, Savings App:

Amazing app with great features.

5
Amazing app with great features. I’ve been using the Chip app, and it’s been a game-changer for managing my savings. The automated saving feature is brilliant—it quietly analyzes my spending and puts away small amounts without me even noticing. It’s like saving on autopilot. The app also makes it easy to set goals, whether it’s for a holiday, an emergency fund, or just general savings. The interest rates are competitive, and there’s even an option to invest if you’re feeling ambitious. The interface is clean and super intuitive, so managing everything feels effortless. For anyone who struggles to save or just wants to make the process smoother, I’d definitely recommend Chip. It’s taken a lot of the stress out of saving for Reviewed on: 18th January 2025

Easy to use app with very helpful customer support.

5
Easy to use app with very helpful customer support. Reviewed on: 22nd February 2024

Very competitive interest rates with instant access

5
CHIP provides a very competitive interest rate for cash saving with both monthly interest payments and instant (within minutes) access to your money. While ISAs and other types of saving account are provided, this to me is the core proposition that means I will continue to use CHIP as a high interest extension to my current account, and to recommend to my friends and family (three so far have started to use CHIP) Reviewed on: 22nd February 2024

Easy Chip

5
Have been with chip for about 6 mths have found the app very easy to use .. interest rates have been excellent..up dates are always great …access to deposit and withdrawal are easy to use …the app has plenty of information on saving and investment…have not had to use customer service yet as have always found the right information I needed on app…we are a family of Chip Reviewed on: 22nd February 2024

Chip - great instant access account.

5
Good interest rate, especially for instant access savings. Monthly interest added. Easy to use app for deposits and withdrawals. Customer service on hand to assist with any issues. Reviewed on: 22nd February 2024

Simple straight forward saving with a great return

5
Simple straight forward saving with a great return Reviewed on: 22nd February 2024

the app is very easy to use , if i have had any que...

5
the app is very easy to use , if i have had any questions all are answerd in a fewhours Reviewed on: 22nd February 2024

Chip is ok.

5
Chip is ok. App works well interest rate was really good however now been surpassed by others. Occasionally the app fails when paying in. Overall good. Reviewed on: 22nd February 2024

Worthwhile dividends

5
I particularly enjoy the dividends I receive. Reviewed on: 22nd February 2024

Very good app

5
Mobile banking app is very easy to use and access. Reviewed on: 22nd February 2024

great interest rates

5
Easy way to save, fast withdrawal, great interest rate, and a chance to win cash in the monthly draw, love this app banking, thanks chip Reviewed on: 22nd February 2024