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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Excellent Savings App...

5
Excellent savings app, helped me save up more than I've ever been able to previously. It's so handy and you don't notice the small amounts going in every few days. Reviewed on: 28th March 2025

Easy to use and save

5
It is so easy to deposit money and save with chip Reviewed on: 28th March 2025

Easy to use app, friendly tone of voice, informative...

5
Easy to use app, friendly tone of voice, informative but not pushy with new offerings. Super quick and responsive customer support, all round feels very trustworthy. Reviewed on: 28th March 2025

Amazing returns on savings.

5
Amazing returns on savings. All carried out by AI. Direct connection to your bank account. So very secure. Reviewed on: 28th March 2025

I’d say chip is the best bank for savings, i’ve reco...

5
I’d say chip is the best bank for savings, i’ve recommended it to friends and family and they’ve all loved it. especially my older family members, it’s very easy to navigate and there’s always customer services if any help is needed :) Reviewed on: 28th March 2025

Very good so far.

4
Very good so far. Ease of access and relatively good interest rates on savings plus the £85k guarantee. Reviewed on: 28th March 2025

Savings rates

5
In my time with Chip, they have consistently offered the highest interest rate on my savings. They also alter the interest rate on my savings automatically rather than leaving me in a poor savings account- unlike many of the other savings providers out there. I have recommended Chip to friends and family on numerous occasions and will continue to do so. Thank you Chip. Reviewed on: 28th March 2025

Always a fantastic connection.

5
Always a fantastic connection. Quick and easy to use app with great interest rates and up to date information given Reviewed on: 28th March 2025

I have found it very simple and easy to use, custome...

5
I have found it very simple and easy to use, customer service has been brilliant Reviewed on: 28th March 2025

Long time user, great rates, great UI

5
Long time user, great rates, great UI Reviewed on: 28th March 2025

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