Write a review

Chip: Savings App reviews

Name: Savings App
Rating: 4.92 (14683 reviews)

View other Chip products

4.92

Based on 14,683 reviews, last reviewed 1st Mar 2025

3775% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to use app, great savings rate Easy to use app, great savings rate Reviewed on: 1st March 2025

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024

Read all reviews See your review

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14683)

Review of the Chip, Savings App:

Simple and easy painless saving

CHIP has blown me away with its ability to make saving so simple. I use both the payday saver which allows me to put away an amount of money on pay day but the real star is the ability to sweep a small amount of money (under a tenner) from my account into the savings account. Its sad (but true) that I do not even notice it going out, as it is like just buying a coffee or a beer or a snack. CHIP lets me know its going to do it, so I am not surprised by it. But what is surprising is when you look at your CHIP balance at the end of the month in the app and you see how much you have saved without even realising it. Reviewed on: 10th March 2021

App is really easy to use.

App is really easy to use. The ‘chipping’ away at my bank account has enabled me to save over £2000 whereas before I never had any money left to move to a savings account. Also I like the hassle free account of possibly winning a prize (like the premium bonds) and is really quick to access. A range of investment and ISA accounts are available and because they’re linked to my main bank account really quick and simple to transfer both ways! Reviewed on: 21st February 2024

A smooth experience and a great interest rate.

A smooth experience and a great interest rate. Reviewed on: 21st February 2024

Overall good, woul and have recommended.

Overall good. Excellent account choice and like the auto save. Reviewed on: 21st February 2024

Easy to use app.

Easy to use app. Great interest rates Reviewed on: 21st February 2024

Saving and earning have never been this simple!

Been recommended using Chip by a friend of mine and have loved it ever since. It’s a great way to accumulate savings in a hassle free way (with the auto AI savings feature for example). The app is easy to navigate and transfering money to and from pots have been seamless. The wide variaty of ways to save and invest + the AER % is top notch. Been recommending it to family and friends often Reviewed on: 21st February 2024

Easy, competitive, innovative

Chip is really easy to use, with competitive interest rates and innovative services. Haven't had to use customer services yet, but general communication is great. Highly recommended Reviewed on: 21st February 2024

Nothing but peace of mind.

Nothing but peace of mind. Great customer service and a Super Rate of interest that as well as Interesting Products! Reviewed on: 21st February 2024

An Online account

Good but would prefer some phisical evidence of an account. A card or a letter stating account numbers etc Reviewed on: 21st February 2024

Perfection.

It does everything I need it too. Reviewed on: 21st February 2024

I find it a great way to save for the unexpected and...

I find it a great way to save for the unexpected and not feel the pinch Reviewed on: 21st February 2024

Alternative products

App
from Quidco 4.64 from 25 reviews
Payments
from Modulr 5.00 from 3 reviews
App
from Daily Budget 4.31 from 8 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub