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Chip: Savings App reviews

4.93
Based on 14,520 reviews, last reviewed 5th Dec 2024
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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Latest highest rating:

5

Excellent. Excellent. Good returns, easy to use. Reviewed on: 12th October 2024
Tom's avatar
Tom

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14520)

Review of the Chip, Savings App:

All The Sizzle but Very Little Steak

2
All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where with Chip, there is very little to be had. All interaction is pushed via the in-app messaging feature which turns out to be just a 'bot telling you to expect a response in around 2 days. In today's always-on world of electronic finance, that simply is not good enough. Add this to a busy interface that obfuscates the simple tasks, Chip becomes a hard "pass" from me. Reviewed on: 5th December 2024

Great interest rates and other features

5
I like that the bank offers easily accessible and competitive interest rates. Moreover, the investment guidance they offer is really helpful. Reviewed on: 15th April 2024

Really easy to use savings app with great products

5
Really easy to use savings app with new products added all the time - I especially love the new flexible cash ISA. Ideal for people who don't know how much they can commit to save each year in advance. Reviewed on: 15th April 2024

Have been using Chip for years now. Gamechanger!

5
Have been using Chip for years now. Gamechanger! Reviewed on: 14th April 2024

Chip completely meets our needs for short-term savings

5
Chip has maintained its interest rates near the top of those available, which is exactly what we look for to place our everyday and short-term savings. We don't use the 'pots' much but are considering doing so Reviewed on: 14th April 2024

Really great app, very easy to use.

5
Really great app, very easy to use. Great interest rate too. Reviewed on: 13th April 2024

Hopefully it won't disappoint in the long run.

3
Just started using the app, looks promising. Hopefully it won't disappoint. Reviewed on: 13th April 2024

Excellent app, saves without you even realise your s...

5
Excellent app, saves without you even realise your saving. Reviewed on: 12th April 2024

Good isa for saving and watching daily interest

5
Good isa for saving and watching daily interest Reviewed on: 12th April 2024

Lovely wealth app!

5
I recently downloaded the chip app and I have had a seemless experience so far. Reviewed on: 12th April 2024

The best interest rate for a savings account once

3
Had the best interest rate for a savings account at some point, not anymore though. Transferring money in and out was not as straightforward as with a regular app, not problematic though Reviewed on: 12th April 2024