Smart Money People Logo

Chip: Savings App reviews

4.93
Based on 14,586 reviews, last reviewed 31st Jan 2025
425% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
6%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The prospect of winning keeps me in The prospect of winning keeps me in Reviewed on: 31st January 2025
ASMAA K's avatar
ASMAA K

Latest lowest rating:

1

All that glimmers is not gold! All that glimmers is not gold! Frightful organisation Reviewed on: 31st January 2025
Aubrey J's avatar
Aubrey J

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14586)

Review of the Chip, Savings App:

Gives you access to the best rates

4
The Chip app is great if you're not used to saving as you can automatically put away each month. It also has great savings rates. Reviewed on: 17th January 2022

Changed my life by enabling me to save for my first...

5
Changed my life by enabling me to save for my first and second home! Reviewed on: 16th January 2025

Chip Review

5
Chip is just so easy to setup in the app and once you start using their automation tools for savings (it’s just so simple and intuitive) Reviewed on: 16th January 2025

Chip is super user friendly in it's make up and ease...

5
Chip is super user friendly in it's make up and ease of seeing accounts. There is a little I would improve visually around the app. It definitely hooked me in with the better interest rates and big draws, one day I might win! Reviewed on: 16th January 2025

Great app to save money with.

5
Very easy to use. The CX is brilliant. Any time I have questions they are always answered quickly via the chat. I love the product and it makes saving money so much easier. Would highly recommend to anyone who wants to put money away each month. Reviewed on: 16th January 2025

Very good app and easy to use, really good for savin...

5
Very good app and easy to use, really good for saving money! Reviewed on: 14th January 2025

Easy app to use.

5
Easy app to use. Fast withdrawals with no judgment. Reviewed on: 1st January 2025

All The Sizzle but Very Little Steak

2
All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where with Chip, there is very little to be had. All interaction is pushed via the in-app messaging feature which turns out to be just a 'bot telling you to expect a response in around 2 days. In today's always-on world of electronic finance, that simply is not good enough. Add this to a busy interface that obfuscates the simple tasks, Chip becomes a hard "pass" from me. Reviewed on: 5th December 2024

Excellent.

5
Excellent. Good returns, easy to use. Reviewed on: 12th October 2024

Easy to use app any good savings rates

5
Easy to use app any good savings rates Reviewed on: 11th October 2024

Lack of privacy

2
When connecting my bank account to CHIP it wants access to my banking transactions for the last few years. This is surely social profiling? Reviewed on: 28th September 2024