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Chip: Savings App reviews

Name: Savings App
Rating: 4.93 (18195 reviews)

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4.94

Based on 18,195 reviews, last reviewed 9th May 2025

3736% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Best App for saving, set it up and automate it, I ha... Best App for saving, set it up and automate it, I have been using it for years Reviewed on: 9th May 2025

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18195)

Review of the Chip, Savings App:

Don't care about normal savers anymore

I joined chip at the start quite excited about helping ordinary people like me to save small amounts, but the last 2 years they have changed, started charging for saving money with them, and are only interested in large savers. Feel betrayed, would not recommend them Reviewed on: 24th January 2024

Reply from Chip Hi Peter - thank you for taking the time to leave us a review and a rating. When it comes to charges, I'll be happy to list these here. There are two plans, Chip Basic which is free and ChipX which is either £4.99 for every 28 days (paid annually at £65.05), or £5.99 if paid in installments every 28 days. A breakdown of our plans can be found here https://www.getchip.uk/pricing. The only other charges we have in-app are for autosaves or recurring saves charged at £0.45 per save and £0.25 per save respectively. These are free if you're on the ChipX plan. Please note that these are optional features that would need to be set up by yourself in-app. Please also note there are no fees for saving manually. If you would like to discuss this further, please reach out to us at [email protected] or via the in-app chat. Thanks a lot! - Ryan Response date: 12th February 2024

Best App for saving, set it up and automate it, I ha...

Best App for saving, set it up and automate it, I have been using it for years Reviewed on: 9th May 2025

Easiest way to build wealth

I’ve been with chip for a few years now and they have cracked making saving easy. Just set and forget and chip does all the hard work for you. The best thing is that they regularly release new features my favourite of which is the investment part of chip in which you can invest in diverse funds. Reviewed on: 28th April 2025

It’s been an easy journey using chip.

It’s been an easy journey using chip. I started using chip in my early 20s to start saving now in my mid 20s I use it to manage investments. My financial growth has been tied to this app and they’ve been a great support. Reviewed on: 28th April 2025

Great bank and brilliant app.

Great bank and brilliant app. Savings and isa are really worth investing in Reviewed on: 27th April 2025

Best rates and great savings products

Chip always provides the best rates on my savings without me needing to keep looking over my shoulder. They have also added high quality investment products that allow some of my savings to work harder over a longer timeframe. All in one place in a great savings app. Reviewed on: 24th April 2025

Clever little savings tool

clever way of saving little bit at a time without each contribution breaking the bank. I use the prize saver and investment funds, but have used their cash savings account in the past due to the competitive interest rate Reviewed on: 24th April 2025

Best investment I’ve ever made!

Best investment I’ve ever made! Great app experience supported by amazing products. Reviewed on: 23rd April 2025

Great app, slick interface and easy to use.

Great app, slick interface and easy to use. All with market leading easy access interest rates. Reviewed on: 23rd April 2025

I am really satisfied with the ease of use and wealt...

I am really satisfied with the ease of use and wealth it generated for me. Reviewed on: 23rd April 2025

Love it love it love it

Love it love it love it - it is so user friendly, offers a great range of investments and good value for money Reviewed on: 23rd April 2025

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