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Chip: Savings App reviews

4.93
Based on 14,554 reviews, last reviewed 17th Jan 2025
175% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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6%
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Latest highest rating:

5

It’s been a great app to help build my wealth It’s been a great app to help build my wealth Reviewed on: 17th January 2025
James r's avatar
James r

Latest lowest rating:

2

All The Sizzle but Very Little Steak All the fancy marketing and eye-catching headline rates hold little sway when you need some good, old-fashioned customer service, and that's where wit... Read more Reviewed on: 5th December 2024
Grumpy Old Mark's avatar
Grumpy Old Mark

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (14554)

Review of the Chip, Savings App:

Competitive. Supportive. Innovative

5
I've been with Chip since the start. The fact that I'm still there says lots about the big range of competitive & unique products, the excellent customer support & the innovative easy to use app. The savings market is very competitive & constantly changing. Chip have managed to evolve their offerings to stay ahead. I'm enjoying being a part of what Chip makes feel like a family. Reviewed on: 14th February 2024

It’s been a great app to help build my wealth

5
It’s been a great app to help build my wealth Reviewed on: 17th January 2025

After over 50 years of vanking

5
After over 50 years of banking Chip is the only bank that actively encourages me to save Reviewed on: 17th January 2025

More than just a savings account with a good rate

5
I have used CHIP for many years as a savings account. The autosave feature is great, but what really has made the difference is that their interest rates is so much more competitive than the traditional banks. While the difference looks small, it is the compounding over time that has made it so worthwhile. The app is really easy to use, and the FSCS protection is reasuring. Now that they offer investment products as well I have been able to move beyond having a rainyday fund and savings for holidays to being able to invest for my long term future. Reviewed on: 17th January 2025

I've been using chip for over 5 years & always recom...

5
I've been using chip for over 5 years & always recommending the company/app to my friends - it's easy, simple & user friendly for even my 70yr Pops to use! I don't think I'd ever move to any other app for my investing/Saving accounts Reviewed on: 17th January 2025

Giving me confidence around finances

5
I have been with chip for 3 years now and have had an amazing experience, they have helped me save for a house, go on our dream honeymoon, and give me peace of mind and confidence when it comes to my finances. Reviewed on: 17th January 2025

A game changer for savings & investments

5
Chip has completely transformed how I save money. The app is user-friendly, with a sleek design that makes managing finances a breeze. Its auto-save feature is a standout, effortlessly helping me build my savings without even thinking about it. The competitive interest rates, especially on their Cash ISA and Easy Access accounts, ensure my money works harder for me. What sets Chip apart is its transparency—clear information about rates, boosts, and features that make decision-making simple. The recent addition of new savings products shows their commitment to innovation and customer needs. Customer service is top-notch too; any queries I’ve had were resolved promptly and professionally. Chip isn’t just an app—it’s a financial partner I trust. Highly recommended for anyone looking to make saving smarter and easier. Reviewed on: 17th January 2025

Amazing app for saving and investing!

5
Amazing app for saving and investing! I’ve been using Chip for a while now, and I genuinely love how easy it is to manage my money with it. It connects to my bank account and figures out how much I can save without me even noticing, which is super helpful for someone like me who tends to forget to save! Reviewed on: 17th January 2025

Chip is great!

5
I was using a savings app called Communion before Chip. It was very new but I really liked their features. It suddenly stopped being a savings account to then an advice app, then that sort of disappeared. I did a lot of research trying to find the next best app which was close to it and Chip is what I found. I’m very happy with Chip now. I like how I can see my interest building up daily and I get paid it every month. I like how clear and simple the choice of accounts are and what they do/involve. I love the idea of the prize account, however I was unlucky so moved my balance to my instant access account. It’s very easy to add money to my chip instant access whenever I need to, and withdrawals take just seconds! I’m staying put with Chip and recommend Chip to my friends :) Reviewed on: 17th January 2025

Really simple to use savings app with a great range...

5
Really simple to use savings app with a great range of products. Reviewed on: 16th January 2025

Great products, attractive savings rates and excelle...

5
Great products, attractive savings rates and excellent customer service. Reviewed on: 16th January 2025