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Creation: Creation Personal Loan reviews

Name: Creation Personal Loan
Rating: 3.33 (49 reviews)

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3.14

Based on 49 reviews, last reviewed 22nd Apr 2025

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

51%

2 star

39%

Latest highest rating:

5

I use my creation personal loan when buying from cur... I use my creation personal loan when buying from curry’s and it is very accessible and easy to use! The app is great and customer service is good too ... Read more Reviewed on: 22nd April 2025

Latest lowest rating:

1

I took out a loan but by mistake I put it in a savin... I took out a loan but by mistake I put it in a savings account, I signed the agreement on January 8, 2025 and I still haven't received the money, I or... Read more Reviewed on: 28th January 2025

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About this product

Creation personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Creation personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Creation personal loan, we'd love you to write a quick review too.

Creation Creation Personal Loan reviews (49)

Review of the Creation, Creation Personal Loan:

The best loan provider

I have used Creation a couple of times, short decision making time, quick credit check while you wait. No hidden charges or interest rate, they update your records accordingly. Considerably fair interest rate. They are just the best. Reviewed on: 5th April 2023

I use my creation personal loan when buying from cur...

I use my creation personal loan when buying from curry’s and it is very accessible and easy to use! The app is great and customer service is good too if you come access any problems. You can also log in to your account if for whatever reason your app isn’t working! Reviewed on: 22nd April 2025

I took out a loan but by mistake I put it in a savin...

I took out a loan but by mistake I put it in a savings account, I signed the agreement on January 8, 2025 and I still haven't received the money, I ordered a report from Creation saying that they don't know what happened to the money but I have to pay the first payment on February 8. I won't pay anything until I receive the loan. Reviewed on: 28th January 2025

Needed new carpets for the house.

Needed new carpets for the house. Thanks to Creation we had 0% finance over 12 months which meant we could afford to get the job done without running up unaffordable debt. Reviewed on: 25th May 2024

Easy and quick application process.

Easy and quick application process that was simple to understand. Gave different payback options to suit your circumstances and budget. Reviewed on: 24th May 2024

Creative Creation!

Excellent credit facilities and reminders to pay. Website very user-friendly and numerous methods of payment with timeframes. Beneficial options to repay loan and at payee's choice. Good customer service also if needed.! Reviewed on: 23rd May 2024

Misled and let down very badly

My credit score is at status "fair" even though my repayment history on all of my loans is perfect and has been for many years. This was known to Creation when I was misled into applying for a small personal loan, which they have since refused. Now I have another full credit search against my name, making my credit score even lower. Companies that do this should be seriously penalised by law. Now my day (and weekend) are completely ruined. Do not apply to this company if your credit score is anything less than excellent! Reviewed on: 22nd March 2024

Terrible company do not use.

Terrible company do not use. Trying to force us to sell our family home though the court even though we are making a payment each month but less than agreed as we are having financial issues. Reviewed on: 12th March 2024

Really happy with their service thank you

Really happy with their service thank you Reviewed on: 16th January 2024

Avoid at all costs. Bullies

Sadly there are no negative stars you could give. The worst company I have dealt with in my entire life. After signing the contract they have change the terms of the contract and bullied to pay more money. Avoid!!! Please do not make this mistake. Any reviews with 5 stars should be taken with the pinch of salt. You could never understand what cowboys they are until you deal with them. They lie to your face, send threatening letters, but do not answer to the letters that are sent as an evidence to show their lies and cons. Reviewed on: 6th September 2023

Harassment. Incompetence. Bullying. Miscommunication.

Took out a finance plan to fund a product which could not be delivered in time by Curry's. Cancelled the order same day and have receipts and email proof. For nearly 2 months I have received daily phone calls and texts from Creation with things like "FORGETTING SOMETHING?" written on them. To be clear I do not have a plan with them, I am just being harassed. They have called me since posting negative online reviews to shut me up but haven't fixed anything and I still receive daily harassment. Do not trust them with your money it is not worth it. I am so anxious and miserable because of this whole experience and sick of seeing their messages. Reviewed on: 9th August 2023

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