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Emma: Savings App reviews

4.86
Based on 3,550 reviews, last reviewed 29th Jan 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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12%
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1%
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Latest highest rating:

5

The Money Management App You Actually Enjoy Using I've been using Emma to manage my finances, and it’s been a game-changer. It connects all my accounts, tracks recurring payments like car insurance an... Read more Reviewed on: 29th January 2025
Giuliano F's avatar
Giuliano F

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Emma Savings App reviews (3550)

Review of the Emma, Savings App:

Best app to keep track of all your accounts and spendings

5
Emma is an amazing app, with a great user experience and overview of all your current and savings accounts, credit cards and investments (currently only crypto wallets and robo-advisors) and their respective transactions. Aside the overview it also offers really useful statistics and reports, including subscriptions and paydays. I strongly recommend the app. Especially if you're the kind of person that's able to watch and manage your money alone, or simply dislike chatbots, without a "smart assistant" like Cleo etc. this app should be your choice. But also I have to say that I don't think the paid subscription is worth the money, yet. Especially because manual accounts currently can be set to their current amount, no transcations or anything. Reviewed on: 25th January 2019

Emma is Great !

5
I use emma to help me save money. I am a terrible over Spender, but with Emma I have managed to use money correctly I’m now saving for my dream car. I have my own business and Emma helps me manage that money correctly. Reviewed on: 6th April 2023

So easy to keep track of money

4
So helpful in helping see where your spending etc goes, an gives you tips on how to lower your spending. All organised in very easy to understand graphs Reviewed on: 6th April 2023

Great service for money management

5
Have found I can manage my money more and make greater savings using Emma, has really changed how I use my money Reviewed on: 6th April 2023

Helpful for getting started budgeting!

5
It makes the (daunting) process of setting a household budget feel so much more achievable, with excellent guides and streamlined user experience. Reviewed on: 6th April 2023

Great app!

5
I’ve always been so bad with tracking my saving and spending. Since using Emma I have been able to save more than I ever have in my life and it’s really quite a huge sigh of relief. Thanks to Emma I’m going on holiday to Spain in a few months ;) Reviewed on: 6th April 2023

Best app for personal finance

5
Emma is the best app for organising my finance and also planning my budget. Easy to use and also with great features. I always recommend for everyone Reviewed on: 6th April 2023

Great app

5
Helps me keep track of my finances, really useful Reviewed on: 6th April 2023

Definitely recommend Emma App

5
I love the Emma app and open it most days. It gives great visibility on my spending. I'm encouraging my teenager children to use it, so they learn good budgeting habits. Reviewed on: 6th April 2023

Saving money has never been easier

5
Emma has made it so much easier for me to keep track of my spending which has made it a lot easier to save money I’ve recommended it to all my friends Reviewed on: 6th April 2023

Excellent app

5
Emma is a great that helps keeping an eye on personal finance. Reviewed on: 6th April 2023