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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing

Love love love. This experience has been amazing and I couldn’t have done it without Emma Reviewed on: 6th April 2023

Emma-zing

Ive had a great experience using Emma and love the personal touch from the founder who regularly sends emails to users! Rare to get a personal touch these days and it goes a long way :) Reviewed on: 6th April 2023

Amazing, recommend to anyone!

I had a fantastic experience from start to finish, if I had any questions or queries the company, Emma specifically was happy to help and answer my questions no matter how silly I thought they was going to be. Reviewed on: 6th April 2023

Really improved how I manage my money!!!

I really enjoy this app and it has had an incredible impact on how I manage my money! It brings all my financial planning to one place which is a massive help. Reviewed on: 6th April 2023

Clear, concise management of money

I love this app for budgeting, its really straightforward to budget your money into different areas of your spending and to see your spending each month. Reviewed on: 6th April 2023

Best features

Best value and best features, very usable app. Unifies my banking and helps me track what I spend Reviewed on: 6th April 2023

Very good

Easy to use and very good. Family and friends love it Reviewed on: 6th April 2023

Great app

Really good for managing your finances. Reviewed on: 6th April 2023

Cutting the hassle of understanding my finances

Me and numbers don’t go together and make me feel overwhelmed. So to have an app which beautifully segments my spending making it clear to me what and where I’m spending is fab!! Reviewed on: 6th April 2023

Great app to keep an eye on spending

As a student, its important to me to monitor how much I'm spending on different areas like food, social activity and societies. Emma is really useful for this and the notifications when I go over budget are a well-needed reminder! Would deffo recommend Emma to students who want to limit their unnecessary spending. Reviewed on: 6th April 2023

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