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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.86 (3559 reviews)

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4.86

Based on 3,559 reviews, last reviewed 17th Mar 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great for keeping track

It's super easy to set up and see your monthly expenses vs income Reviewed on: 13th November 2018

Accounts all in one place

Has allowed me to put most of my accounts in one place. I'm not having to load multiple apps/web-pages to check my finances and seeing them in one place allowed me to knuckle down on sorting them out. They have plans to add more integrations and, as that continues, it will become more of a must have, if you have lots of different accounts. Reviewed on: 13th November 2018

My financial life in one place

With multiple current and savings accounts across several banks, it has always been difficult to get an at-a-glance consolidated view of my financial health. Emma has resolved this, and is bringing more products and providers on board at an incredible speed, to become the only place I need to look to check on my finances. This, combined with some excellent simple budgeting tools, make it one of the most useful apps that I have seen for a long time. Reviewed on: 13th November 2018

Everything you need in one app

Link multiple Banks to view balances and transactions in one place. No more having to log on to each provider separately. Morning notification of all your balances. Categorise transactions and add # for quick reports. Like show me how much I’ve spent on coffee this week :0 Great customer service. In app chats answered promptly. Constantly updating app with new connections and functionality. Would highly recommend. Reviewed on: 13th November 2018

I'm in love with this app

I have been using it for about a year now, and it has completely changed my life. I used to have a painful and boring process for tracking my expenses every month by going through receipts and entering them in an excel table. Emma does it all by itself, connects all my accounts, my savings accounts as well, and gives very detailed and precise analytics on my expenses. All while looking beautiful. Fantastic. Reviewed on: 13th November 2018

All you need, in one app!

Imagine an app where you can find all your expenses categorized, for all your bank accounts. All in one single app, instead of having one for each bank. Imagine an app where you get saving tips, and your saving goals tracked. That app is Emma, and I definitely recommend it! Reviewed on: 13th November 2018

A smart looking smart money management app

A pleasant experience to manage your finances across multiple banks, crypto and more. Helps you manage all your money in a easy to understand way and looks stunning. Reviewed on: 13th November 2018

Best finance app around!

Emma is by far the best personal finance management app I’ve come across. The focus on automation and the amount of providers they link with is fantastic (and constantly expanding). I can see my current accounts, savings, pensions, everything all in one place. Factor in paydays and spending analysis, and you’ve got a winner. The support team is so responsive and new features are being added at breakneck speed. Reviewed on: 13th November 2018

Great App

Use it to manage my finances by connecting all my accounts to this wonderful app! Reviewed on: 11th June 2018

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