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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Consolidation is great

5
Few people have a single bank for all their activities. Emma combines data so that I can manage my activities from a single interface rather than having to manually do the work. As it brings in more banks, etc, it'll get even better. Reviewed on: 30th November 2018

Fantastic app

5
I’ve tried various financial management apps and so far none have helped me manage in a way that prevent me going further overdrawn or into debt so Thankyou Emma app! Reviewed on: 30th November 2018

Makes money easier to understand

4
This app makes it so easy to understand where all your money is going as it splits your spending into different categories. The budgets page is extremely useful and I love how everything is customisable. Good job guys! Reviewed on: 30th November 2018

Amazing personal finance app

5
It’s pretty, it’s polished and it does exactly what it should. This app has realy changed the way I think about my spendings and it helped me a lot in planning my budgets so I can stay on top of my money! Simple and beautiful design yet powerful and feature rich. Easy to navigate and understand. Just awesome! Reviewed on: 30th November 2018

Easy to use and understand

5
It is simply delightful service that can help you budget with a few single clicks. I’m impressed with the service. Reviewed on: 30th November 2018

Stunning

5
The insights this app has given are brilliant. I can see everything I need in one screen, it’s beyond helpful and it looks stunning too. Brilliant app. Reviewed on: 30th November 2018

Amazing app

5
The app is fantastic and the constant updates are great. It has helped me get control of my money! Emojis in emails are a bit cringy though. Reviewed on: 30th November 2018

Eye opener

5
This app has helped me see our expenditure and how often we do things. I've been able to set targets for saving and known where saving could be made. The sport team are always available to answer any question and take suggestions very positively. Already recommended the app to family and friends and they to have had an eye opener. Reviewed on: 30th November 2018

Huge potential

5
This is a very smart way of aggregating complex finances, for example I have a personal current account with Monzo and a joint current account with Nationwide. When they get my Savings with Marcus and credit card spending with Amazon MasterCard I shall be s very happy bunny (or should that be gummy bear) indeed! Reviewed on: 30th November 2018

Clean and easy app

4
Having used similar apps in the past (Yolt) I was drawn to the clearer design within Emma where it's easier to view your financial position. The progress being made on features is impressive with quick delivery. Reviewed on: 30th November 2018

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