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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Great product!

5
Very easy to use and understand. Reviewed on: 30th November 2018

Finally found what I was looking for

5
I've tried another budgeting/dashboard type app and it just doesn't cut the mustard in comparison. Plus, the Emma Wizards are always super friendly, helpful and all round good eggs. They push updates constantly, we know what they're working on, feature updates are useful things that are actually useful and straight up, it just works! More people should trust in Emma, its the only (decent) way to manage all the accounts people have these days! Kudos guys, keep up the top job! Reviewed on: 30th November 2018

Great user experience

5
Really clean, simple to use app. Enjoy the weekly report to see how I’ve been spending during the week! Great app Reviewed on: 30th November 2018

The best way to manage what you spend

5
I'd gone through several competitor products, solutions and home made hacks before Emma was suggested to me by a friend. It provides a simple, unified interface to see what's going in and out of all my accounts. Reviewed on: 30th November 2018

Essential

5
I recommend Emma to loads of my friends as the best way to keep track of my different accounts. It has given me financial confidence and the freedom to use different banks while still being able to access all my spending on only one app! Reviewed on: 30th November 2018

Sum up your bank account, safely, in one single app!

4
It has been the first app to be either Open Bank and fully FCA Compliant and when you connect your REAL bank accounts, this is very important. Reviewed on: 30th November 2018

Emma nailed personal finance management

5
After years trying the digital banking apps in the UK, I have to say Emma stands out with an extremely well designed user experience, always listening to the community, and constantly building new features that are astonishingly relevant – such as predictions. Reviewed on: 30th November 2018

Best personal finance app

5
I’ve been looking for this for a long time and I’ve tried all the possible apps out there. Nothing even comes close to how good Emma is and the potential it has. Reviewed on: 30th November 2018

The future of financial understanding

5
Makes my finances real and breaks down my spending habits into ways I can track them quickly and efficiently! Reviewed on: 30th November 2018

My companion

5
I can finally understand how I much spend and how optimise my budget monthly. Reviewed on: 30th November 2018

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