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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.86 (3559 reviews)

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4.86

Based on 3,559 reviews, last reviewed 17th Mar 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

The Money Management App You Actually Enjoy Using

I've been using Emma to manage my finances, and it’s been a game-changer. It connects all my accounts, tracks recurring payments like car insurance and road tax, and even detects price increases automatically. The round-up feature helps me save without thinking, and budgeting feels effortless with smart categories. If you want an easy way to stay on top of your money, Emma is a must-have! Reviewed on: 29th January 2025

A game changing finance app

Emma Finance App has been a game changer for managing my finances. Regular payment reminders ensure I never miss a bill, and spending reports help me make informed decisions about my budget. With Emma, I've saved more each month and developed healthier financial habits. Highly recommended! Reviewed on: 23rd August 2024

Emma mattress is amazing

Purchased a mattress and had a good saving on the initial price. So comfortable would highly recommend! Reviewed on: 3rd June 2024

The app can provide you with some quite interesting...

The app can provide you with some quite interesting insights. I stopped using it as other banks caught up with their own functionality. Reviewed on: 2nd April 2024

Good savings app

Emma helped me budget by using its categorisation feature, in turn helping me to save money. The interface is easy to use and is intuitive, making me want to use the app. Not sure how to feel about in-app purchases though. Reviewed on: 8th August 2023

My experience with Emma

A friend of mine actually recommended Emma to me through the invite a friend scheme, so I only downloaded it so my friend could get the reward, so I never thought I would use it really but I really love the weekly and monthly reports and the opportunities to win £100 but also the facilities available to help people save. Reviewed on: 1st June 2023

Brilliant app

I can't recommend this app enough. I've been using it for over a year and it keeps getting better and better, The devs are so committed and hard working. It's really useful to see all my money in one place and manage it that suits the way I want it to work. Reviewed on: 1st June 2023

Easy to use

Easy to use and helpful insights, however constant ads for premium Reviewed on: 1st June 2023

The best

I've heard a lot about Emma and I wish success. Reviewed on: 9th May 2023

An amazing budget app

This is the one app that helps me to budget for years to come. A life saver. Reviewed on: 9th May 2023

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