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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Absolutely fantastic

Absolutely brilliant saved so much money while using Emma Everyone should be using it Reviewed on: 10th April 2023

The first expense tracking app that's both user-friendly and reliable!

We've been using countless expense-tracking solutions for the past 10 years with my wife. The most of them were either manual or unreliable. Also, the most were ugly and user-unfriendly. Until our friends showed us Emma. We're using it for the second year now, and impressed how much Emma reduces the effort involved in expense tracking! I won't lie, it's still not the most exciting activity ever, but now it's mostly automatically sorted even for our fairly sophisticated setup. We're only using the key functionality at the moment, and there's a lot more that can be done with the app (investments, payments, savings, etc.), making Emma a single source for all our financial questions. Reviewed on: 10th April 2023

Amazing

This is the best app I ever used. You need to trust me on that one! Emma chenged my life, I start savings and spent so much less then before. I really enjoy my weekly report plus there is a quiz every week when you can grab 100£ what do you want more! Reviewed on: 10th April 2023

Amazing app

Great little app for sorting out subscriptions and seeing whats gone up in cost or down in cost for all my outgoings Reviewed on: 10th April 2023

A great budgeting tool

Emma is a fantastic way to track your finances and plan your personal budget. The development team is responsive to suggestions, often taking on board user feedback and implementing suggestions. A fantastic product. Reviewed on: 10th April 2023

Powerful but needlessly expensive

The app is really powerful, but offers too many features and is too expensive for a personal finance app for me to recommend to most people. Reviewed on: 10th April 2023

Easy life

Love this app giving me a fantastic overview of what’s going on in my accounts! Reviewed on: 10th April 2023

Useful and insightful app

This app really helps to organise spending and look deeply into where you are spending most. Reviewed on: 10th April 2023

Great Visual Summaries

Each section is easily interpreted, gives quick snapshots of information and helps with budgeting. Reviewed on: 9th April 2023

Best App Ever

Changed my life, give it a go. Its amazing! Reviewed on: 9th April 2023

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