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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Do it!

4
Easy to use, user friendly, current. Go for it, you won't regret it! Reviewed on: 9th April 2023

Perfection

5
Honestly, you won’t be able to find a better app than emma Reviewed on: 9th April 2023

Great app...

1
But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Useful and easy to use

5
I love the Emma app, because it’s super easy to use and helps me keep track of my spending Reviewed on: 9th April 2023

Useful app

5
The app really helps me keep track of my finances and look for where I could be aaving money Reviewed on: 9th April 2023

Highly recommended

5
Great insights on spending, what's in or out. Helps to understand microfinances easily. Reviewed on: 9th April 2023

Amazing

5
Very easy to use and helps me budget so well Reviewed on: 8th April 2023

Absolutely amazing app , easy to use very customer friendly

5
my experience has been great with the Emma app ever since I've downloaded it , it's helping me manage my finances easier Reviewed on: 8th April 2023

Emma review

5
It is a great app that allows me to see all my finances in one place as well as group into savings and currently using , allows me to effectively budget and manage everything. Reviewed on: 8th April 2023

Has really helped me save money

5
This app has saved me thousands of pounds in the last 3 years - I can instantly see where my money is going/being wasted - from various cards and accounts, all from just 1 app. My wife and I share the app on our phones so we can always be in sync on our spending and ensure we can work together to keep our family budget under control. Reviewed on: 8th April 2023

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