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Emma: Savings App reviews

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4.86
Based on 3,554 reviews, last reviewed 2nd Mar 2026
300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

incredible, best personal finance app incredible, best personal finance app Reviewed on: 2nd March 2026
geoffrey32i's avatar
geoffrey32i

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3554)

Great app for money management

5
It helps me to manage my money and spendings in the easiest and pleasant way. The interface is user-friendly and easy-to-understood. I am glad that I can do all my calculations, money control, all my accounts management in one place. Important to say, that it helps me to rest easy knowing that it will notify me before I go into some kind of overdraft. :) Reviewed on: 14th November 2018
iulia's avatar
iulia

Great budget app

5
You can see exactly what you are spending on each category and it really opens your eyes! 100% recommend as the support for the app is very quick and new updates are released all the time Reviewed on: 14th November 2018
NPJT95's avatar
NPJT95

I have tried them all, this is the best.

5
Seriously, best features, works perfectly, looks beautiful, and they’re constantly innovating. The rest were ok but were all blown away by this app! Reviewed on: 13th November 2018
Lloyd's avatar
Lloyd

Done simply, done well

5
Great product with fantastic comms and on the ball support! Reviewed on: 13th November 2018
Andrew Timpson's avatar
Andrew Timpson

Great product that gets better literally every day!

5
They improve their product at an incredible rate! Reviewed on: 13th November 2018
sampower's avatar
sampower

Great for keeping track

5
It's super easy to set up and see your monthly expenses vs income Reviewed on: 13th November 2018
Simon's avatar
Simon

Accounts all in one place

4
Has allowed me to put most of my accounts in one place. I'm not having to load multiple apps/web-pages to check my finances and seeing them in one place allowed me to knuckle down on sorting them out. They have plans to add more integrations and, as that continues, it will become more of a must have, if you have lots of different accounts. Reviewed on: 13th November 2018
Hotlush's avatar
Hotlush

My financial life in one place

5
With multiple current and savings accounts across several banks, it has always been difficult to get an at-a-glance consolidated view of my financial health. Emma has resolved this, and is bringing more products and providers on board at an incredible speed, to become the only place I need to look to check on my finances. This, combined with some excellent simple budgeting tools, make it one of the most useful apps that I have seen for a long time. Reviewed on: 13th November 2018
Tim Baker's avatar
Tim Baker

Everything you need in one app

5
Link multiple Banks to view balances and transactions in one place. No more having to log on to each provider separately. Morning notification of all your balances. Categorise transactions and add # for quick reports. Like show me how much I’ve spent on coffee this week :0 Great customer service. In app chats answered promptly. Constantly updating app with new connections and functionality. Would highly recommend. Reviewed on: 13th November 2018
Ardvarkus's avatar
Ardvarkus

I'm in love with this app

5
I have been using it for about a year now, and it has completely changed my life. I used to have a painful and boring process for tracking my expenses every month by going through receipts and entering them in an excel table. Emma does it all by itself, connects all my accounts, my savings accounts as well, and gives very detailed and precise analytics on my expenses. All while looking beautiful. Fantastic. Reviewed on: 13th November 2018
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