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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.86 (3559 reviews)

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4.86

Based on 3,559 reviews, last reviewed 17th Mar 2026

600% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Emma- the Funchal assistant

Great app for helping budget money! Easy to use, can link all your accounts and set budgets for specific categories! Highly recommend! Reviewed on: 30th November 2018

Beautifully designed, intuitive and very very helpful!

Emma is a great money management app that gives you a complete holistic view of your financial life - including current accounts, credit, PayPal and even pensions. It gives spending breakdowns and helpful notifications such as when a refund has been received. I really love it and it is now my go to rather than my bank - even just to check balances. Reviewed on: 30th November 2018

Best Savings App I've used so far

I've used a couple of different savings apps, but Emma really makes everything easy to use and aesthetically pleasing. It's well designed, very customisable and a really good way to keep track of different accounts in one place. Reviewed on: 30th November 2018

Emma app, 5 stars

Very helpful, easy to use app. Would recommend to anyone Reviewed on: 30th November 2018

Great overview on all my accounts

Have been using Emma for a few months now and it's been great. It provides a great overview on all my different accounts and spending. Great seeing they're releasing new features frequently! Reviewed on: 30th November 2018

Really Useful App

Tried a few of these and this one seems the best so far! Reviewed on: 30th November 2018

Best banking app!

I have been using this since I first heard about Emma, it is really incredible and so easy to use Reviewed on: 30th November 2018

A bit busy interface but functionalities are spot on

A bit busy interface but functionalities are spot on Reviewed on: 30th November 2018

Simple but beatiful, and functional, piece of software

I hate 95% of apps, and 100% of banking ones. But Emma is almost fun to use, and makes it less scary to check my current financials. As long as they stay private and secure with my information I will continue to use them for some time. Reviewed on: 30th November 2018

All my accounts in one place

Emma has been great in helping me keep track of all my accounts in one place giving me both, the overall and detailed information I need always two taps away. Would definitely recommend it! Reviewed on: 30th November 2018

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