Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 3rd Apr 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Savings App reviews (3551)

Simple but beatiful, and functional, piece of software

5
I hate 95% of apps, and 100% of banking ones. But Emma is almost fun to use, and makes it less scary to check my current financials. As long as they stay private and secure with my information I will continue to use them for some time. Reviewed on: 30th November 2018

All my accounts in one place

4
Emma has been great in helping me keep track of all my accounts in one place giving me both, the overall and detailed information I need always two taps away. Would definitely recommend it! Reviewed on: 30th November 2018

What millennials needed

5
I always dreaded looking at my bank statement, but Emma actually made it fun! I love this app and can't wait to see it grow. Reviewed on: 30th November 2018

At last! A personal finance app that works for me.

5
I’ve tried almost all of the finance apps on the IOS App Store with various degrees of success but they all had shortfalls so, initially, Emma was “just another app to try” but one with a funny name so I didn’t have high hopes. WOW! What a surprise. It gave me 90% of the functionality I needed from the start with a promise of more to come. I had a couple of questions so sent a message to Support and was pleasantly surprised to get a response within 5 minutes from Eduardo who has been excellent at looking after me in the early days. He assured me that the functionality I want will be here in December so today’s announcement further strengthened my opinion that Emma will give me everything I need. One question! Why is it called Emma? Reviewed on: 30th November 2018

Excellent, boundary pushing finance app

5
So much good stuff and so much more expected. They keep delivering and are delivering at a much faster rate than anyone else Reviewed on: 30th November 2018

Great features and intuitive design

5
Great ability to link my current accounts and track spending in real-time, plus a daily notification of current balances. Reviewed on: 30th November 2018

Really useful...

5
Only been using Emma for a week or so, but I am really liking what it does. Getting an alert each morning as to the 'overall' state of my finances is very helpful, saving me a lot of time checking each account app separately (if I can even be bothered!). A regular check on "where did all the money go?" is super easy too. Looking forward to more Credit Cards being added to complete my 'portfolio'. Reviewed on: 30th November 2018

Innovative and growing App

5
I’ve tried a number of personal finance tracking apps but keep coming back to Emma. It’s simple to use but sophisticated enough to give me the analysis that I want. The app keeps adding new features which is great. Reviewed on: 30th November 2018

Finally...!

5
This app is amazing, it simply and straightforwardly achieves what I have been trying to do via an at times overcomplicated excel spreadsheet that scares my spouse. Can not recommend it highly enough. Reviewed on: 30th November 2018

Great product!

5
Very easy to use and understand. Reviewed on: 30th November 2018

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review