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Emma: Savings App reviews

4.86
Based on 3,551 reviews, last reviewed 18th Mar 2025
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Super intuitive design, great app The Emma App is amazing at visualising my spending - it seemed so much clearer than other apps and the design is super intuitive. I definitely saw the... Read more Reviewed on: 18th March 2025
Carly F's avatar
Carly F

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3551)

Amazingly helpful app

5
Let's me change my payday to 4 weekly, gives me the ability to easily set budgets and compare my spending each monthly to see if there's any trends, notifications are useful and not too many. All in all a great well rounded app that is constantly developing despite already being so good, glad I found it. Reviewed on: 30th November 2018

Amazing app - great features

5
Love the flexibility and features, have been using it for about 6 months. Had previously used Bill Guard which was a US product. I’ve tried various apps since and this is the one to keep! Reviewed on: 30th November 2018

Way ahead of the rest!!

5
I would consider myself an early adopter and I've tested and BETA'd most of the available fintechy solutions on the market... I'm extremely excited about open banking and the possibilities this brings and whilst everyone is having a go... Emma is IMO way ahead of the rest! I feel truly in control and inspired by my finances seeing everything come together and have reccomend to most of my friends and colleagues who've not been disappointed. Aside from the combined financial view.. additional features such as "scramble" make it so much easier to show your friends the app because it converts all your balances into Yen and keeps your finances secret. Love it Emma, keep.up the awesome work Reviewed on: 30th November 2018

Best app to monitor all my bank accounts

5
Heard about Emma Finance App on social media. I love being able to keep track of my spending on all my different bank accounts. Have tried the others but this is miles better. Reviewed on: 30th November 2018

Simple to use, easy to understand

5
After using many finance apps, the only one I've stuck with is Emma. The app is easy to use, simple to understand, it's updated quickly and gives me the features I need in a finance app. Would highly recommend to everyone. Reviewed on: 30th November 2018

hands down favourite app

5
Emma is hands down my favourite app! Makes making it to the end of the month so much easier. Reviewed on: 30th November 2018

The best money app out there

5
I love it. Easy to use, user-friendly, and intuitive. Reviewed on: 14th November 2018

Great app for money management

5
It helps me to manage my money and spendings in the easiest and pleasant way. The interface is user-friendly and easy-to-understood. I am glad that I can do all my calculations, money control, all my accounts management in one place. Important to say, that it helps me to rest easy knowing that it will notify me before I go into some kind of overdraft. :) Reviewed on: 14th November 2018

Great budget app

5
You can see exactly what you are spending on each category and it really opens your eyes! 100% recommend as the support for the app is very quick and new updates are released all the time Reviewed on: 14th November 2018

I have tried them all, this is the best.

5
Seriously, best features, works perfectly, looks beautiful, and they’re constantly innovating. The rest were ok but were all blown away by this app! Reviewed on: 13th November 2018

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