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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

very easy and visually pleasing app to use

5
the app is very user friendly and easy to navigate which makes it great for everyone. It also has a very clean and bright interface witch is very appealing to look at, and has a vast range of tools to help you save and manage your money. Reviewed on: 6th April 2023

A very good app that helps

5
It’s helps me save a lot of money & shows me how much money I should be spending on certain things . Reviewed on: 6th April 2023

Emma it is

5
Emma it 8s and is. Great app too Reviewed on: 6th April 2023

Great App! Great service

5
I loved using the Emma app to help me manage my finances. I was getting overwhelmed and it help me to see clearly which funds were going where. Making it easier for me to budget and adjust my spending. Reviewed on: 6th April 2023

Easy and convenient to use.

5
I've been using Emma for two years and helping me organize my finances. Reviewed on: 6th April 2023

Emma is great

5
Emma is great the least I could do is vote for them Reviewed on: 6th April 2023

Really Simple & Easy to Use

5
Emma is a smooth, easy to use app that allows you to properly manage your finances. I’d highly recommend this to beginners who want to get a hold of their finances from an early age Reviewed on: 6th April 2023

q f e

5
quick fast easy to use recommend to friends Reviewed on: 6th April 2023

Great to organise your budgets

5
This App is amazing to help me to organise my monthly budget. Reviewed on: 6th April 2023

money going further

5
So far I’ve managed to keep on top of my finances for the first time in forever. Thank you for making an app so accessible! I love it! Reviewed on: 6th April 2023

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