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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great for money management

The app gives great visibility of your money across all accounts, assets and liabilities. With lots of useful extra features. All in one money management app. Reviewed on: 6th April 2023

good app

very user friendly and helpful app. Reviewed on: 6th April 2023

Great customer service

As a customer I'm delighted to recommend Emma company to everyone, I was so impressed for their excellent customer service. Reviewed on: 6th April 2023

Absolutely amazing!

Love this, would definitely recommend :) Reviewed on: 6th April 2023

Have total control

I love that Emma tells you exactly where your money is going so you can be very specific with your budgeting Reviewed on: 6th April 2023

Really good & Modern money saving app

Thanks to a TikTok Ad I downloaded this app and loved it... Downloaded the Top rated money saving apps as well as this one and the only one I liked was Emma... All the other ones you had to Manually type everything in and were all over the place (everything that comes in and out of your bank account you had to add yourself) which just takes to much time and effort... Emma sync with your Banking App and does everything for you... (I'm not on a paid plan) but the free plan is just as good.. Tells you all your direct debits/ subscriptions in one place and if they doesn't show some you can add them yourself. You can also edit the names if they are named something odd. Daily mobile notifications if money has came in, Has gone out or direct debits/ subscriptions are coming up I really like the app and has so much more stuff too that I've not explored yet :) Looking for a money saving modern app in 2023 this is it! (I've not been paid to say this lol) Hope this helps, Take care MR G Reviewed on: 6th April 2023

Smart Savings

Its a great way to save money smartly and the pot keeps on growing Reviewed on: 6th April 2023

Amazing App

I’m someone who has never been good with money and I’ve learned so much from Emma! Even just their social media is super informative and helpful! Reviewed on: 6th April 2023

Extremely helpful

Since using Emma, I have had a much clearer understanding of my finances. It is so simple to see and view where money is going and would fully reccomend. Reviewed on: 6th April 2023

Easy and extremely helpful

I got Emma to help me limit my small spending so it could help me save in the long term. And it’s done great by helping me see what I spend and helping me budget. Great app! Reviewed on: 6th April 2023

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