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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Organise your wallet

5
Everyone need a bit of orientation ins this modern days! Emma will be your best option Reviewed on: 7th April 2023

Great PFM tool

5
You know exactly how much you have, your CC balance and all you subscriptions in just one app. Reviewed on: 7th April 2023

Best bed

5
The most comfortable bed I've ever had. Worth every penny. Reviewed on: 7th April 2023

Emma is a game changer!

5
Absolutely love the weekly and monthly reports. Especially loved the yearly report. Makes budgeting a lot easier and a lovely UI! Thank you Emma Reviewed on: 7th April 2023

Once you have it you'll never go back

5
I used to be a user of Microsoft money back in the 90's. I hated it when they discontinued it. Fast forward 20 years and I am once again in financial harmony thanks to the Emma app. I tried several others available and nothing was as in depth and user friendly as the Emma app. It is nice to see the app grow and develop over time and I havifound anything negative about it. Reviewed on: 7th April 2023

Great app

5
Very simple and easy to use for all age groups Reviewed on: 6th April 2023

Superbly designed app

5
What I love about Emma is that it is so easy and pleasant to use. The app is really well designed and provides useful information and support on getting the most out of your finances. Reviewed on: 6th April 2023

Amazing app

5
This app has helped me save money so much I’m saving for a house deposit and this app is a godsend Reviewed on: 6th April 2023

Great, I recommed to everyone!

5
A great app and I would advice everyone to use it. Reviewed on: 6th April 2023

amazing app

5
It is intuitive and easy to use and a great app in this space. Love it Reviewed on: 6th April 2023

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