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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

EMMA - BEST APP EVER

I can't do without anymore of this amazing app. It helps me budgeting and check were all my expenses go. Very easy to use, also for investments. Highly recommended to keep track of your money! Reviewed on: 7th April 2023

Easy and reliable

Emma is incredibly helpful, I have trouble with spending and tend to overspend a lot so having a daily money balance as a notification and being able to see my subscriptions are incredibly helpful for me. Reviewed on: 7th April 2023

managing my money with EMMA

I've recently started using the EMMA app to manage my finances, and I must say, it has exceeded my expectations! The app was easy to find, download, and register, and it has been very helpful in organizing my spending. thanks Reviewed on: 7th April 2023

Great app

Very useful and innovative this app really helped me keep tabs on my finances Reviewed on: 7th April 2023

Absolutely brilliant

I always struggled figuring out what I'm doing with my money but Emma has made it so simple to see where it all goes. Reviewed on: 7th April 2023

Great for budgeting and getting better all the time

Emma really helped me get a solid grip on our family spending. Then it allowed me to consolidate all my accounts and get a good picture of my financial situation. This gave me the confidence to start investing, which then they made simple. A good example is recently I started to look into moving my savings into an account that offers competitive interest (after decades of not needing to care since rates have been so low), and within that same week Emma started offering a saving pot with competitive interest rates. I check Emma nearly every day, it's help me save and be financially confident. Reviewed on: 7th April 2023

All in One

Fully accountable and one of the best budgeting app among all others. Multiple customized categories, once you setup according to you, it will give all details at a glance every month. I have been using Emma for around 4 years and they have improved alot. When I'm over my budget, I get alerts. I would highly recommend all to try this if you have no time manually for budget allocation. Reviewed on: 7th April 2023

Great

Great app very useful and helps you save and invest well Reviewed on: 7th April 2023

Budgeting app done right

What I like about the Emma app mostly is the user interface where in the main tab you can see all the important information you want to see. Moreover, the ease of changing settings and customization. Overall very happy using it. Reviewed on: 7th April 2023

Pretty good

Makes budgeting much easier and a user friendly app. Reviewed on: 7th April 2023

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