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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

It doest it all for you

5
Emma is a great app. It separates all your expenses for the different categories you selected. The app is intelligent and it does it all for you. Great service!!! Reviewed on: 6th April 2023
Paola Cecchini's avatar
Paola Cecchini

The best way to save money!

5
This is the only app that has actually helped me save money and show me what I spend most of it on! Highly recommend :) Reviewed on: 6th April 2023
Romana 's avatar
Romana

Great app

5
Helps me control my spending , and budgetting, otherwise I would be broke Reviewed on: 6th April 2023
Jack's avatar
Jack

Solid budgeting app

5
Really helpful to let you understand in and out goings. Reviewed on: 6th April 2023
Liz's avatar
Liz

Emma is the Best!

5
Really good app. Helps me to budget and helps me visualise everything that I am automatically paying for in the month like subscriptions compared to what I have left. Reviewed on: 6th April 2023
Daisy's avatar
Daisy

Always use Emma for my finances

5
Emma is great. Really easy to use. I'm a user experience designer and I find the experience really top-notch when using this product! Reviewed on: 6th April 2023
Nathan Davey's avatar
Nathan Davey

Emma helped me save

5
I'm now a house owner! Emma helped me save, even as little as change round ups each week when times were tougher. The automatic features took the constant decisions out of the equation, meaning I could set things up and let it work for me. Amazing, thank you! Reviewed on: 6th April 2023
Nadya Parvanova's avatar
Nadya Parvanova

Amazing help

5
Such a great tool to keep an eye on whats really going on with your finances and manage the day-to-day to help with savings. Reviewed on: 6th April 2023
Rebecca Lewis's avatar
Rebecca Lewis

Brilliant personal finance app that has helped me manage my debt

5
I have tried using Excel spreadsheets for years when budgeting, but Emma has refined my budgeting process and made it so simple. All of my accounts and credit cards are visible in the app and moving money between them is super easy. I love Emma! Reviewed on: 6th April 2023
James Emberson's avatar
James Emberson

Emma is Great !

5
I use emma to help me save money. I am a terrible over Spender, but with Emma I have managed to use money correctly I’m now saving for my dream car. I have my own business and Emma helps me manage that money correctly. Reviewed on: 6th April 2023
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