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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

So easy to keep track of money

So helpful in helping see where your spending etc goes, an gives you tips on how to lower your spending. All organised in very easy to understand graphs Reviewed on: 6th April 2023

Great service for money management

Have found I can manage my money more and make greater savings using Emma, has really changed how I use my money Reviewed on: 6th April 2023

Helpful for getting started budgeting!

It makes the (daunting) process of setting a household budget feel so much more achievable, with excellent guides and streamlined user experience. Reviewed on: 6th April 2023

Great app!

I’ve always been so bad with tracking my saving and spending. Since using Emma I have been able to save more than I ever have in my life and it’s really quite a huge sigh of relief. Thanks to Emma I’m going on holiday to Spain in a few months ;) Reviewed on: 6th April 2023

Best app for personal finance

Emma is the best app for organising my finance and also planning my budget. Easy to use and also with great features. I always recommend for everyone Reviewed on: 6th April 2023

Great app

Helps me keep track of my finances, really useful Reviewed on: 6th April 2023

Definitely recommend Emma App

I love the Emma app and open it most days. It gives great visibility on my spending. I'm encouraging my teenager children to use it, so they learn good budgeting habits. Reviewed on: 6th April 2023

Saving money has never been easier

Emma has made it so much easier for me to keep track of my spending which has made it a lot easier to save money I’ve recommended it to all my friends Reviewed on: 6th April 2023

Excellent app

Emma is a great that helps keeping an eye on personal finance. Reviewed on: 6th April 2023

Helpful app for money

I mainly use it to see how I spend my money, having it categorised into what I'm spending and what it's on is super helpful for cutting down on what I'm spending too much on without realising. Reviewed on: 6th April 2023

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