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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

A good way to get an overview of all your spending to help you save

5
Seeing all your spending in one app by importing all your finances with open banking, helps to spot unwanted sending. Reviewed on: 6th April 2023
Jaco Otto's avatar
Jaco Otto

Satisfactory customer service

5
I have had a great satisfied experience with Emma, get the notification every morning about my accounts and the upcoming biling transactions. Reviewed on: 6th April 2023
feroza patel's avatar
feroza patel

Amazing app for personal finances.

5
Emma is a great personal finance app that offers budgeting and investment features in one place. Its user-friendly interface and helpful tools make managing your finances easy. The app also offers personalized financial advice based on your spending habits and investment history. It's a comprehensive and convenient tool for anyone looking to take control of their finances. Reviewed on: 6th April 2023
Anonymous's avatar
Anonymous

Great app

5
Has helped me save and control my money Reviewed on: 6th April 2023
Manuel Fernandes's avatar
Manuel Fernandes

Only app you will ever need

5
I don’t usually pay for apps but this is well worth it, even the free version is well equipped User friendly, everything in one place since I hold 7 accounts and 6 different ISA’s and include my spouses accounts as well It’s just brilliant Reviewed on: 6th April 2023
Waleed Wahba 's avatar
Waleed Wahba

Really good app for adhd

4
a really good app to combat the forgetfulness/ money blindness of those with ADHD! Reviewed on: 6th April 2023
Chloe Hudson's avatar
Chloe Hudson

Helpful for those who overspend

5
Looking at my bank scares me and Emma makes it a bit easier. Reviewed on: 6th April 2023
Rosina's avatar
Rosina

Super easy to use

5
Emma is an extremely useful app that has everything I need right where I need it. It is clear and detailed. I don’t bother with most apps targeted to finance usually but this one has stuck. Reviewed on: 6th April 2023
Sarah 's avatar
Sarah

Very good app, managed to save a good portion

5
Emma is an app dedicated to ensuring your budgeting is as efficient as can be, and that you may save up to buy whatever you please. Reviewed on: 6th April 2023
some guy's avatar
some guy

Great app

5
Helps keep track of spending and makes budgeting/saving easier Reviewed on: 5th April 2023
CC's avatar
CC

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