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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app to manage your finance

I like Emma, it is a good value for the money and the app is really easy to use Reviewed on: 5th April 2023

Good app to start your budgeting

Good insights of budgeting! Friendly and reporting is good as well. Reviewed on: 5th April 2023

Great bank

The app is amazing and helps me to keep track of savings, expenses and investments. Reviewed on: 5th April 2023

Helped me save like a pro

Emma has helped me to save towards my solo travelling trip around Europe, by helping me keeping track of my spending and expenses. Reviewed on: 5th April 2023

Really good!

amazing to keep track of your accounts Reviewed on: 5th April 2023

smart and powerful

statistics and data visualization are what i use the most Reviewed on: 5th April 2023

The best personal finance app. Period

Emma was the VERY FIRST app truly compliant with Openbanking and since the early days of the first partnership with Monzo has grown and is now THE reference for anyone else. Awesome customer care, flexible plans and still a great bunch of features in the free version. Reviewed on: 5th April 2023

Outstanding app

Lovely little app would recommend Reviewed on: 5th April 2023

emma

emma is a really good saving app i would recommend it to anyone Reviewed on: 5th April 2023

Great little financial app

I love this app, it is really easy to use. Interesting as well as functional. I love it! Even enough to pay for it! Reviewed on: 5th April 2023

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