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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

67% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Brilliant App

Really engaging App, really secure and easy to navigate! Best budgeting/Saving app out there I wouldn’t swap it out. Reviewed on: 5th April 2023

makes budgeting easy

emma has made keeping track of my spending so easy. it has helped me understand my spending habits better and ensured that i have a more longitudinal view of how i'm managing my money. highly recommend! Reviewed on: 5th April 2023

Excellent app, really hand and great for budgeting

Love the app, I’ve been using it for a while now and it’s helped me save so much! Reviewed on: 5th April 2023

Useful tool to manage all your finance in one place

Emma is a great tool that allows you to manage all your finance - cards, crypto wallets, assets - in one place, and keep track of your overall networth Reviewed on: 5th April 2023

Easy Peasy Lemon Squeezy

After using Emma for several months, I found that it has been so easy to track and limit my expenses! Love the app Reviewed on: 5th April 2023

Good app to track spending.

I like understanding my financials better and learning about what to improve. Reviewed on: 5th April 2023

Life-changing!

Best financial app in the world!!! Has completely transformed my whole life! Finally able to keep track of everything, save and see where I need to improve my spending habits. Thank you Emma for transforming mine and my daughter’s lives!!! Reviewed on: 5th April 2023

Great app

Amazing app, so helpful for money management Reviewed on: 5th April 2023

Great

Good reviews and wonderful .....................,m.............. .... Reviewed on: 5th April 2023

Fantastic

Super useful and easy to use. Indispensable. Reviewed on: 5th April 2023

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