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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
67% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Great app

5
Loved this app to keep me on track with everything Reviewed on: 5th April 2023

Now I know where it all goes ££

5
Love the app. Makes the first real steps of looking after your money and learning how to plan really easy. Actually having up to date figures in front of you on demand makes you think about what your money/wealth goals are. Reviewed on: 5th April 2023

Amazing!

5
Such a well informed, well designed website. Everything you need or want to know is available. Reviewed on: 5th April 2023

A great helping hand

5
Struggled a lot with budgeting in university, but with Emma visualising all of my spending, I’m doing so much better now! Reviewed on: 5th April 2023

Great money app with amazing features!

5
Nice and sleek app with many useful features for daily money life. Reviewed on: 5th April 2023

Very reliable to personal finance control and credit score improvment

5
Very reliable to personal finance control and credit score improvment. The platforms contains very good functions and allow the user to improve the credit score with options such as expense history and rent payment into credit agencies Reviewed on: 5th April 2023

Bish bash bosh

4
Love it mate keep up the good work Reviewed on: 5th April 2023

Best budgeting app around

5
Fantastic tools to run a budget simply with interesting features like net worth that keep you motivated Reviewed on: 5th April 2023

A fantastic app for easy budgeting

5
Excellent visibility of seeing accounts, planning and also suggestions regarding wealth - brilliant! Reviewed on: 5th April 2023

Yes

5
Amazing perfect just what you need Reviewed on: 5th April 2023

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