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first direct: Current Account reviews

4.65
Based on 1,248 reviews, last reviewed 5th Feb 2025
8% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
3%

Latest highest rating:

5

Brilliant bank been with them since midland bank end... Brilliant bank been with them since midland bank ended- fabulous service and great app Reviewed on: 5th February 2025
Denise H's avatar
Denise H

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024
Crane's avatar
Crane

About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1248)

Review of the first direct, Current Account:

Good reliable sevice

5
I have banked with first direct for at lest 20 years with no problems Reviewed on: 7th November 2017

Great service

5
Consistently great service! The products could be better, but as a regular bank account it does the job. Reviewed on: 30th March 2023

Quick and responsive

5
Been a customer for years and have never had issues. Fraud alerts and security are great. Reviewed on: 30th March 2023

First Direct

4
I would highly recommend First Direct 1st Account Reviewed on: 29th March 2023

The Original Branch Free Bank

5
I moved to First Direct when they first opened as Telephone Banking long before Internet Banking which they embraced wholeheartedly later. I chose them because they did not waste money maintaining and staffing branches - if they looked after their own money I could trust them to look after mine. Experience has proved that they have the best customer service at the end of a phone which is always answered quickly and they offer a high interest regular saver to customers of their 1st account. Reviewed on: 26th March 2023

Always excellent service.

5
Every interaction with First Direct is positive. Any problems are resolved quickly. Reviewed on: 26th March 2023

Good bank service

4
Good online bank, excellent customer service Reviewed on: 25th March 2023

Fairly simple banking

5
I like using my first direct banking, however this isn't my preferred bank to use. They do offer an excellent switching programme currently. Reviewed on: 25th March 2023

Easy banking

5
Very easy to manage your money, rapid transfers and a clean and quick app makes first direct a pleasure to use and bank with. Reviewed on: 25th March 2023

Brilliant customer service

5
I’ve got nothing but good things to say about first direct. No regrets about switching! Reviewed on: 24th March 2023

Really good bank - can't believe I had not dealt with them before!

5
Overall, one of the greatest experiences I've had with a bank - 24/07 support and really helpful staff. Moreover, their saving account offers one of the greatest interest rates! Reviewed on: 23rd March 2023

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