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first direct: Current Account reviews

Name: Current Account
Rating: 4.69 (1250 reviews)

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4.64

Based on 1,250 reviews, last reviewed 21st Feb 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

10%

Latest highest rating:

5

First direct current account I first switched to first direct just over a year ago and have since found it to be a great platform. The switching bonus was nice but the platform it... Read more Reviewed on: 21st February 2025

Latest lowest rating:

1

ATM swallowed my £100 and First Direct refuses to re... ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024

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About this product

The first direct 1st Account is a current account that can be opened in minutes.

If you’re eligible, you can get an interest free overdraft of £250. You won’t be charged debit card fees when spending abroad. If approved for an account, you’ll get a virtual card you can use straight away.

first direct 1st Account reviews help you find out what it’s really like to be a customer. If you’ve used first direct before, you can also leave a review and share your experience.

first direct Current Account reviews (1250)

Review of the first direct, Current Account:

ATM swallowed my £100 and First Direct refuses to re...

ATM swallowed my £100 and First Direct refuses to refund me despite having no video footage at the said 3 ATM machines at Asda superstore. Reviewed on: 24th December 2024

Not the new kid on the block anymore

I've been a customer with First Direct since it started in the 90's. I chose it because it was innovative and forward thinking and very different back then. Today in 2023, things are different, there are new banks and offerings with 21st century technology that are more innovative than First Direct. I have toyed now for a couple of years to switch my main account, as I manage everything online, rarely speak to the bank and to be honest don't need to be told they have the best customer service. The reason for staying, is stability, however I don't use my main account for daily spend, I transfer money to other offerings that provide me cash back, incentives and don't charge me for foreign transactions. What I would rather First Direct focus on is their marketing campaigns to me, because I don't think I am their demographic they want to attract any more. They know I am a man in my 50's, they know my spending habits etc. so why send me things that are totally irrelevant! I would prefer they use their thirty years of data they have on me and demonstrate they do have products and solutions that I might be interested in. So First Direct, my question to you is, do you want to keep your loyal customers that have banked with you for nearly thirty years because it doesn't look that way. Reviewed on: 16th March 2023

Our favourite bank

We have been with FD since 1994 and believe that for customer service they cannot be bettered. Reviewed on: 16th March 2023

Excellent Bank

Great Bank, friendly and efficient Reviewed on: 16th March 2023

Friendly telephone service

I do most of my banking via the FD App but on the odd occasion I need personal help I find the telephone service excellent. Staff are friendly, helpful and efficient. Reviewed on: 16th March 2023

Brilliant bank

Excellent customer service and rates Reviewed on: 14th March 2023

Very impressed with customer service

Call’s always answered quickly, staff never rush or dismiss you but make every effort to help. Reviewed on: 14th March 2023

Absolutely useless

Lied to, messed about. Given an account via their online process but can't open joint account online. Then lied to about changing it to a joint account and doing the application over the phone with the most condescending and patronising person I have ever dealt with we were told we can't have a joint account because you are a business, which we are not. They clearly have useless processes, very unprofessional staff and are just unbelievably bad Reviewed on: 13th March 2023

easy banking

Opened a new account and used their switching service and all went smoothly. First few weeks of banking have been super easy. banking at my fingertips Reviewed on: 11th March 2023

Excellent customer service

I made a switch to first direct in November, taking advantage of the reward for switching. Sign up was easy, and although there was an issue with verifying my address due to the house having a name in some places and just the house number in others, I was able to call up, speak to an adviser very quickly and sort this out. The app is easy to use and although there is no branch to walk into to get things sorted, I feel like phoning up isn't an issue as I don't need to wait in a queue for ages to speak to someone. Really pleased I made the switch and they automatically sorted out the transfers of my direct debits etc. I have had a great experience and it was well worth the switch. One happy customer right here. Reviewed on: 11th March 2023

Easy to use and helpful

I have been banking with First Direct for a number of years, over 20, and always found them helpful in opening other accounts such as savings. If overdrafts are required they are also amenable. Reviewed on: 11th March 2023

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