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first direct: Regular Saver Account reviews

Name: Regular Saver Account
Rating: 4.85 (123 reviews)

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4.74

Based on 123 reviews, last reviewed 24th May 2024

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

The regular saver is really easy to use and gives a... The regular saver is really easy to use and gives a good rate. Its a product I use again and again Reviewed on: 24th May 2024

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024

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About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

first direct Regular Saver Account reviews (123)

Review of the first direct, Regular Saver Account:

Enticed by the higher interest rates but...

Enticed by the higher interest rates that this account had to offer at the time. My wife got an account without any troubles. However, my experience wasn't quite the same. I'm unable to proceed with my application because of an issue with the app! I will try again another time and hopefully get further. Reviewed on: 2nd January 2024

The regular saver is really easy to use and gives a...

The regular saver is really easy to use and gives a good rate. Its a product I use again and again Reviewed on: 24th May 2024

Lack of customer service

I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every month by direct debit from my First Direct account. So far so good. Afer a few months I received a message that my First Direct account was overdrawn. I called customer service and was told that the £300 had been taken from my First Direct account for that month and my First Direct account was now overdrawn - by a couple of pounds only. Customer Service refused to waive the overdrawn penalties. He could not explain why they had transferred the £300 to my saver account if there was insufficient funds in my main account- and why they had not informed me beforehand. I would have gladly desposited the few pounds. One would think that they would be keen to retain me a customer after paying the switch bonus.. But obviously not. Terrible uncaring service. I closed both accounts immediately. Reviewed on: 2nd May 2024

Best interest rate

Great interest rate, easy to use, great customer service, easy to set up, rewards customer loyalty, can't fault it really. Reviewed on: 14th April 2024

Excellent way to save to make your dreams a reality.

Excellent way to save to make your dreams a reality. Only wish you were able to save more per month Reviewed on: 12th April 2024

7% interest fantastic

7% interest fantastic can’t draw out so I’m not tempted Reviewed on: 12th April 2024

Amazing interest rate, great app features

Amazing interest rate, great app features and the ability to use the first direct debit card abroad fee free is also an additional bonus. Would be even better if we were able to deposit more than £300 a month! Reviewed on: 15th March 2024

Excellent bank.

Excellent bank. Easy to use online Reviewed on: 1st March 2024

Customer Care and Value

Customer service was great, very easy to contact 24hr/ 7 days a week. The app is super user friendly and takes no time to set up. They have a variety of accounts which works well so the customer can choose to their individual needs. The interest rates on the regular savers account is particularly very good. Reviewed on: 18th February 2024

Great interest rate but low monthly savings

The First Direct Regular Saver account is a solid option for individuals looking to save with a competitive interest rate of 7%. However, the account does come with a notable drawback: a low monthly savings limit of £300. While this limit may be sufficient for some savers, it may not meet the needs of those looking to save larger sums. Nonetheless, the account offers a high interest rate, making it a decent choice for those looking to grow their savings incrementally. Reviewed on: 15th February 2024

Great service and competitive rates.

Great service and competitive rates. Reviewed on: 15th February 2024

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