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first direct: Regular Saver Account reviews

Name: Regular Saver Account
Rating: 4.84 (140 reviews)

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4.84

Based on 140 reviews, last reviewed 12th Feb 2026

700% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

2 star

Latest highest rating:

5

Best by far The rate is one of the most competitive so quick and easy to setup and their service is second to none. Reviewed on: 12th February 2026

Latest lowest rating:

1

Lack of customer service I switched to First Direct fulfilled all the requirements and received the switch reward. I opened the 7% saver account and began saving £300 every mo... Read more Reviewed on: 2nd May 2024

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About this product

First Direct savings reviews can help you to find out more about life at First Direct. How easy is it to contact First Direct? And how friendly are they? Our First Direct savings reviews can help you to find out information like this. Smart Money People is an independent source of honest reviews.

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first direct Regular Saver Account reviews (140)

Great rate of interest but fixes period.

Great rate of interest but its a fixes period. The bank closes your regular savers account after 12 months and deposits the full amount saved + interest in your current account. You then have to open a new regular savers account and start from scratch again. It's still good as it's 7% but you don't benefit from cash build up and compound interest in subsequent years. The do tell you this from the start so not a complaint but need to keep in mind that it's just short term benefit. Reviewed on: 3rd January 2024

Enticed by the higher interest rates but...

Enticed by the higher interest rates that this account had to offer at the time. My wife got an account without any troubles. However, my experience wasn't quite the same. I'm unable to proceed with my application because of an issue with the app! I will try again another time and hopefully get further. Reviewed on: 2nd January 2024

Brilliant bank

So easy to set up online. Great rates of interest Reviewed on: 1st August 2023

Best interest rate.

One of the best interest rate regular saving account. Reviewed on: 11th June 2023

Unbeatable interest rate

Great interest rate, of course I wish monthly max deposit was higher but it's worth opening account for just that, not to mention the current account switching bonus. Service seems excellent Reviewed on: 31st May 2023

Great reward for current account holders

This account pays a great rate of interest for current acc holders Reviewed on: 31st May 2023

Fab interest rates

Love this savings account it’s made me knuckle down and save properly and I love watching it increase each month. Reviewed on: 11th April 2023

Regular Saver

High interest rate.Top of the table Reviewed on: 11th April 2023

Completely satisfied

1st Direct is one of the best banks I've used in the UK. The user experience is excellent Reviewed on: 11th April 2023

High paying but not flexible

I love the high interest rate (7%) on this savings account. The max monthly amount is decent (£300). However, not being able to change the monthly payment date is inconvenient Reviewed on: 10th April 2023

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