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Halifax: Clarity Credit Card reviews

Name: Clarity Credit Card
Rating: 4.29 (256 reviews)

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4.13

Based on 256 reviews, last reviewed 5th Dec 2024

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

66%

17%

10%

Latest highest rating:

5

Credit card is excellent as you don’t get charged fe... Credit card is excellent as you don’t get charged fees for using it abroad. Easy to use app and never have any issues using the card, would recommend!... Read more Reviewed on: 5th December 2024

Latest lowest rating:

1

Card blocked whilst abroad. Card blocked whilst abroad. After 3 days not resolved. Debacle. Many times unsuccessful calls and no way to use ebanking app to help. Reviewed on: 20th September 2024

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About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (256)

Review of the Halifax, Clarity Credit Card:

Great credit card

Love the Halifax Clarity Credit card; it's great for overseas spending as it offers a competitive exchange rate. I also love that I can track my spend straight away on the Halifax app and check pending transactions! Reviewed on: 12th January 2022

Was better before

The Clarity card was better when they paid you £5 per month to spend...but is still competitive re currency rates Reviewed on: 1st December 2016

Good for travel

I get fantastic exchange rates whilst abroad with only interest on cash withdrawals Reviewed on: 1st December 2016

Fee free

The Halifax Clarity card is great for holidays because it doesn't have the usual fees and has the best exchange rates. Reviewed on: 30th November 2016

Cut rewards

It was amazing, when you got £5 per month if you spent £300...that was easy if you spent on normal household shopping and fuel. But they stopped that earlier this year, so it's now just okay - no exorbitant charges when shopping abroad. Reviewed on: 29th November 2016

Good cashback

The Halifax Clarity has good cashback if you spend £300 or more on it plus no fee using abroad , better than OK but is not amazing Reviewed on: 29th November 2016

Rate going down!

The Halifax clarity is good for spending abroad and for cash reward, although this is decreasing next year so I rate it 'just ok'. Reviewed on: 28th November 2016

Still the best card for European holidays

The Halifax Clarity Credit Card is still one of the best cards to use abroad. We use it for everyday spending in the UK and abroad, and also for cash withdrawals in Europe. It gives a good exchange rate, and we always transfer money across to cover the cash withdrawal, so it doesn't accrue much interest. You must always ALWAYS pay it off in full though. It also pays £5 cashback per month if spending £300 or more in a month. Reviewed on: 21st November 2016

Excellent service

Very good customer service in terms of call centres and postal admin. Reviewed on: 15th November 2016

Not sure

I ordered one of these for a recent holiday to Italy. Very annoyed to find it didn't work in any shops, restaurants etc but accepted every time at an ATM. I then discovered interest is charged immediately for ATM withdrawals but not purchases. I wonder..................... Reviewed on: 30th October 2016

great value credit card for overseas use

Not a huge fan of the big banks but this card incurs no fees when used abroad Reviewed on: 31st August 2016

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