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Halifax: Clarity Credit Card reviews

4.14
Based on 255 reviews, last reviewed 9th Oct 2024
80% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
66%
See only 4 star reviews
17%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
10%

Latest highest rating:

5

Handy while on holiday paying for more expensive items. Handy while on holiday paying for more expensive items. Reviewed on: 9th October 2024
Hugh M's avatar
Hugh M

Latest lowest rating:

1

Card blocked whilst abroad. Card blocked whilst abroad. After 3 days not resolved. Debacle. Many times unsuccessful calls and no way to use ebanking app to help. Reviewed on: 20th September 2024
Ian h's avatar
Ian h

About this product

If you're wondering whether the Halifax Clarity Credit Card is right for you, read our reviews from customers who already have the popular card. Our community reviews can help you to find out about the pros and cons of the Clarity card, which will help you make an informed decision about whether or not you should choose Halifax.

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Halifax Clarity Credit Card reviews (255)

Review of the Halifax, Clarity Credit Card:

Handy while on holiday paying for more expensive items.

5
Handy while on holiday paying for more expensive items. Reviewed on: 9th October 2024

Easy

5
No problems. App is user friendly. Reviewed on: 12th March 2023

Best Bank for Credit Card

5
A great credit card and a great Bank. No issues and packed with reward. Its been over 10years and no complaints Reviewed on: 11th March 2023

When a perfect customer is left stung

1
Banked with Halifax for 22 years. Never had any issues. Due to taking a payment holiday on my personal loan my credit limit was reduced from to basically zero. After enquiring why ad I had never been over the limit or paid late. Always cleared my balance. I was told that it was due to my payment holiday on the loan. As a customer no due diligence or risk analysis was carried out as neither the loan or credit card are affected. But now due to a decrease in my limit my overall use of credit is hitting 90% from 25%. Its ridiculous I don't know how banks justify that. Its not helpful banking its a joke Reviewed on: 9th March 2023

Worst credit card service ever

1
I paid for flights through a company which at the time was operating, alerted Halifax of being a possible fraud, they didn’t help at the time, company went with my voucher money before going into solvency, now Halifax doesn’t help either because I should have advised them within 120 days of the transaction. I didn’t know the company went into solvency on time. Halifax has the worst service then it charges the highest interest on credit cards. I have 6 credit cards and they charge the highest. Reviewed on: 1st March 2023

Brilliant for travel

5
The Clarity Credit Card is insanely useful for international travel. Makes me feel safe & secure spending money abroad and the customer service is second to none. Reviewed on: 28th February 2023

No fees on paying in foreign currency abroad

5
No fees on paying in foreign currency abroad. Reviewed on: 28th February 2023

Perfect card for travel

5
I only use my clarity card for travel, as there are no fees and it has a competitive exchange rate, its safer than carrying cash Reviewed on: 20th February 2023

Great credit card

4
I don’t use credit very often, just a small amount now and again to keep the card active. Easy to use Reviewed on: 16th February 2023

Great card for overseas

5
This sia great card for overseas spending with no fees. Reviewed on: 9th February 2023

Excellent card!

5
Excellent card that I always use for its fee free spending abroad, would definitely recommend! Reviewed on: 1st February 2023

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