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Halifax: Personal Loan reviews

Name: Personal Loan
Rating: 4.09 (35 reviews)

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3.92

Based on 35 reviews, last reviewed 6th Mar 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

57%

20%

11%

Latest highest rating:

5

Amazing service when I needed that extra money, step... Amazing service when I needed that extra money, steps are so simple and when applied it didn’t affect my credit rating when checking to see if I was e... Read more Reviewed on: 12th April 2024

Latest lowest rating:

1

This is definitely not a bank that cares... There is mention in their advertising that this is a bank that cares, but this has proved to be far removed from the truth. Reviewed on: 17th February 2024

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About this product

Halifax personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our Halifax personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a Halifax personal loan, we'd love you to write a quick review too.

Halifax Personal Loan reviews (35)

Review of the Halifax, Personal Loan:

Amazing service when I needed that extra money, step...

Amazing service when I needed that extra money, steps are so simple and when applied it didn’t affect my credit rating when checking to see if I was eligible, anyway been eligible they make sure you know all the bits you need to know like dates when you need to pay you’re first direct debits, also term of the loan Reviewed on: 12th April 2024

Halifax loans

Good customer service, and helpful when needed Reviewed on: 10th February 2020

Easy and Fast for Existing Customers

Extremely fast - literally from ascertaining how much I wanted to borrow over how long to applying through the online banking system to receiving the money was extremely fast. I received a good rate and can pay more and look at my balance all in one place online. Reviewed on: 24th April 2019

Halifax do give you extra!

I’ve banked with Halifax for over 10 years and wouldn’t bank with anyone else! They’re online banking is so easy and straightforward. Always willing to help when assistance is needed on products. Best bank provider on the High Street. Reviewed on: 4th February 2019

Excellent service

Great service, excellent rates and choice of loan period etc and holiday allowance Reviewed on: 17th December 2018

best loan deal

great rates offered and great terms Reviewed on: 2nd December 2018

Effortless and fast

Application was simple. Response pretty fast and money in the account in no time at all. Exactly the sort of service you'd want. Reviewed on: 8th November 2018

good

ability to take payment holidays helps a lot in tighter months Reviewed on: 5th April 2018

great interest rate

Pick your repayment date. Its also easy to change. No redemption fee if you decide to pay off early and I got a great interest rate Reviewed on: 4th April 2018

Loan eligibility

Had a few problems with cash and tried to get back on track, got approved for a loan prior to this by Halifax and been approved by others many times since. I then tried to apply for a new loan from them to clear higher rates, bearing in mine my old one finished. I was then declined and rung customer servixes who said theres nothing we can do for you.... i was a loyal customer and been with them for years, never missed a payment. And now being charged high on a planned overdraft, plan to switch banks soon! Reviewed on: 9th November 2017

Given loan at distressing time in life

Great deal given on loan at very needy time absolutely easy application and money in account immediately thank you online halifax loan Reviewed on: 29th June 2017

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