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HSBC Kinetic: Business Account reviews

4.68
Based on 1,939 reviews, last reviewed 2nd Apr 2025
200% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
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Latest highest rating:

5

Simple easy to use Internet Banking Simple easy to use Internet Banking Reviewed on: 2nd April 2025
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Tom S

Latest lowest rating:

1

I am now in the process of changing my bank over bec... I am now in the process of changing my bank over because I am so fed up of not being able to access my account on my mobile. This happened to me once... Read more Reviewed on: 5th March 2025
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SB

About this product

HSBC Kinetic Business Account reviews (1939)

Review of the HSBC Kinetic, Business Account:

Modern Banking for Modern People

5
It was like HSBC Kinetic was the missing piece of the developing my business strategy puzzle. Easy to set up and works like a dream. Reviewed on: 11th March 2022

Smart, safe, and reliable.

4
I opened a business bank account with HSBC Kinetic following several unsuccessful attempts with several other banks, some of which were not forthcoming on their reasons for declining to open an account for my business. HSBC Kinetic offered the right balance of features and services that my business requires. The account opening process was smooth and I've been operating the account without any issues ever since. I recently underwent a review as part of their safeguard process to ensure that their customers are operating with a high degree of integrity. This is one example of their efforts to ensure that they are providing a safe banking environment. It's been a pleasant experience thus far and I would recommend HSBC Kinetic to any entrepreneur or small business owner, looking for a smart, safe and reliable business bank account. Reviewed on: 13th March 2023

Some of the features are not available

4
Recently, wanted to access the information regarding the letter of credit as was in the process of purchasing some goods from overseas, but was told that I have to call on the helpline Reviewed on: 13th March 2023

I really need to do a business *****

5
I really need to do a business to be able to support myself in the country, I am very happy with Hsbc bank Reviewed on: 13th March 2023

Fast service

5
I applied a kinetic account via phone app.. I was surprised when I see they just open my business account ia a 5 mnts...Really I was very pleased Reviewed on: 13th March 2023
Reply from HSBC Kinetic Hi Harjindarr, Welcome to HSBC Kinetic and thanks for your great review. We're delighted that you found getting an account fast and we hope you'll find the app and all it it's products and services useful to manage your business. If you haven't already done so you may wish to request your free debit card. Thanks again for your review and choosing HSBC Kinetic. Response date: 13th March 2023
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HSBC Kinetic

User friendly

5
The process of setting up my business account was easy and straight forward, especially for a non tech savvy person like myself Reviewed on: 13th March 2023
Reply from HSBC Kinetic Hi Conor, Great to have you and your business on board, we're delighted to hear that you've had such a great start with HSBC Kinetic. We build Kinetic with the help of over 3,000 businesses across the UK to ensure opening and running an account is as smooth as possible. If you need us our Customer Support Team are available in the app using our Live Chat. Many thanks Response date: 13th March 2023
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HSBC Kinetic

This App was pretty easy and quick to register

5
It was a wonderful experience and straight forward Reviewed on: 13th March 2023
Reply from HSBC Kinetic Hi Sophia, We're delighted to hear that you found your HSBC Kinetic account opening easy and overall a wonderful experience. We hope you'll continue to find the app useful for your business. Many thanks for your review. Response date: 17th March 2023
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HSBC Kinetic

Service exceeeding expectations

5
If you want a great bank for your business, you cannot go wrong here! Reviewed on: 13th March 2023
Reply from HSBC Kinetic Thanks Ralph, We're delighted the HSBC Kinetic service is exceeding your expectations, Thanks for rating us! Response date: 17th March 2023
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HSBC Kinetic

Easy to use, well shown overview of income and expenses, great for budgeting

5
I have never had any issues with the app. With the way the app has been developed it is very easy to make payments, access and download documents and checking latest transactions. The performance reports are clearly displayed with an easy understanding of the given graphs which is great for budgeting. However, some of the saved payees details duplicate even though only references vary, which creates a long and unnecessary list of duplicate payee details. Could possibly improve with a check box, when making a payment, to save payee details for later which could help with the management of the list. Overall, I would highly recommend. Reviewed on: 13th March 2023

PERFECT FOR BUSSINESS.

5
SIMPLE ,EASY WAY TO MANAGE ,I LIKE IT! Reviewed on: 12th March 2023
Reply from HSBC Kinetic Thanks so much Andrei, We're delighted to hear that our app is perfect for your business. Response date: 13th March 2023
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HSBC Kinetic

Great Bank for start up company

5
Have never had any problems that was not resolved Reviewed on: 11th March 2023
Reply from HSBC Kinetic Hi thanks, Great bank for start-ups! We've worked hard to make everything easy and fast - so whether you're new to business or moving across we frequently update the app to ensure it runs smoothly. Our Customer Support team are also on hand if you need help using live chat in the app or call us. Many thanks Response date: 13th March 2023
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HSBC Kinetic