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HSBC Kinetic: Business account reviews

4.68
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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1%
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Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

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HSBC Kinetic Business account reviews (1941)

So professional and easy app.

5
So professional and easy app. I recommend almost every friends. Reviewed on: 10th March 2022

Useful and Straightforward

5
I've set up to keep my limited company accounts seperate. I like the notifications I receive and the spend/income chart set up as well. Very good and useful. Reviewed on: 10th March 2022

Amazing App and service

5
Really easy to use and brilliant app. Reviewed on: 10th March 2022

Nice user experience

5
Easy to use, and nice user experience Reviewed on: 10th March 2022

Easy

5
Found it very easy to use, and setting up the account was very easy aswell Reviewed on: 10th March 2022

Excellent

5
Excellent service - easy to open an account and the app is very good Reviewed on: 10th March 2022

One of the best

5
It was quick and easy to open account. Reviewed on: 10th March 2022

Easy and hassle free.

5
Easiest banking service I’ve used and great customer service. Reviewed on: 10th March 2022

Easy to use

5
It took me 10 minutes to open an account with HSBC. Very good experience. Highly recommended Reviewed on: 10th March 2022

Very Impressed

5
I started using this app a while back, it’s easy to use and reliable. It could do with Apple Pay but so far so very good. Reviewed on: 6th January 2022

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