Write a review

HSBC Kinetic: Business Account reviews

Name: Business Account
Rating: 4.73 (1937 reviews)

View other HSBC Kinetic products

4.69

Based on 1,937 reviews, last reviewed 26th Feb 2025

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

4

Easyeasy access online Easy access online for quick checks Reviewed on: 26th February 2025

Latest lowest rating:

1

HSBC are best avoided and waste my time I am a small business owner and HSBC continue to take up a huge amount of time will simple enquiries. Staff who cannot be understood and don't unders... Read more Reviewed on: 25th February 2025

Read all reviews Write a review

About this product

Review HSBC Kinetic: Business Account now

Help others make smarter decisions by sharing your own experience.

Write a review

HSBC Kinetic Business Account reviews (1937)

Easyeasy access online

Easy access online for quick checks Reviewed on: 26th February 2025

Banking so simple you don't think about it

I have held an HSBC Kinetic account for 3 years now and I have found banking a breeze. My account links directly to Quick Books and to Square where we take online and in-person payments. The overdraft facility is easy to access and competitive compared to other banks I looked at, There are no fees - unless you have an overdraft. Reviewed on: 26th February 2025

HSBC are best avoided and waste my time

I am a small business owner and HSBC continue to take up a huge amount of time will simple enquiries. Staff who cannot be understood and don't understand any of their products. They direct you to the website, then the website states give us a call and you end up in loops. I have wasted hours and hours trying to speak to somebody competent but been unsuccessful. They also often hang up on you when you are on hold. I will be changing my bank. Reviewed on: 25th February 2025

ok to good could be better or worse

ok to good could be better or worse Reviewed on: 23rd August 2024

Very disappointed.

Very disappointed. Our account been blocked without any reason. After 3 weeks still nobody can answer when we will be able to use our account. Money on the account can't be use in any way. We can't run the business as we can't make any payments. Some friend told me that his account been frozen for 6 months in HSBC. They are not a bank They are fraudsters. Highly not recommended. Reviewed on: 24th March 2024

i am a HSBC customer and wanted to open an kinetic a...

i am a HSBC customer and wanted to open an kinetic account for newly started business, i have started the process on 27th November 2023, and the app keep failing to process to step 3, once i put my personal data, the app says (oops, we are having some technical issues, please try again etc,) tried a whole month to open, ang i gave up, started to chat online and they told me to go to my local branch and they will open a business account for me, took my phone and the branch said they never seen a error message like that, and gave me a number to call the kinetic team, rang them, it was woman who was on the phone, she said she couldnt understand why this is happening and said she will ask one of the kinetic technical people to give me ring and guide me with this, more than 10days, (dont think this technical people exist ) and i tried again, (my first name is Muthuthanthrige, i have removed E on the end used Muthuthanthrig and the app start work, so finally uploaded all the documents and received a messeage saying, i must use the name as appeared on my ID, great, i rang them to let them know what happend, im sure u can guess the answer from them, yes. "we will ask one of the technical people to call you" lol still waiting Reviewed on: 15th January 2024

Very disappointed.

Our account has been blocked without any reason. We didn't get any information what was happening. We had booked payments for our suppliers and we couldn't make any payments. I not recommend this account to any business. Make us big trouble........ Reviewed on: 12th October 2023

Not multi user friendly

For use by one person only, unable to allow office to use due to the sessions timing out and needing to log on frequently with a code sent to my mobile - if i'm out of the office and they need access it's terrible. Especially when they need to do the books! Reviewed on: 6th June 2023

Reply from HSBC Kinetic Hi, HSBC Kinetic has been designed for sole trader or single director sole shareholder businesses and should only be used by the business owner. If you need an account which offers multi-user access for your team to do the books HSBC has a range of business current accounts which would be more suitable for your needs, they also offer app and desktop banking, you can find out more details at business.hsbc.uk. Many thanks Response date: 7th June 2023

Very efficient and convenient business account

I've been using this account for my small business for about 7 months now and I am very pleased, the app is great, everything is smooth and clear. The incentive to open the account was a very welcome thing too. Reviewed on: 1st June 2023

Reply from HSBC Kinetic Hi Victoria, Thanks so much for your review and thank you for choosing HSBC Kinetic, we're delighted to hear that you're enjoying the Kinetic experience so far and everything is running smooth as it should. Thanks again, your HSBC Kinetic Team. Response date: 2nd June 2023

Account opening welcome document requires £15

I recently opened a business account with HSBC kinetic. I could see my account number and sort code on the mobile application, but there is no PDF document or welcome pack showing my account details. Since the account was just opened, there was no statement available. I wanted the account details in a document format so that it could be uploaded to my payment partner website. When I chatted with the customer care, I was told there is no document available as kinetic is mobile banking only and asked me for £15 to confirm my bank account details. Very disappointed with the service. Reviewed on: 15th April 2023

Reply from HSBC Kinetic Hi Anish, This doesn't sound right and we'd like to take a look into this. Please contact us in the app using the 'chat to us' or call us. Many thanks Your HSBC Kinetic Team. Response date: 19th April 2023

Review HSBC Kinetic: Business Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Alternative products

Current Account
from Amaiz 3.55 from 8 reviews
Business Banking
from Barclays 2.80 from 220 reviews
Business Account
from ANNA 4.78 from 394 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub

HSBC Kinetic: Business Account reviews

100% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Review HSBC Kinetic: Business Account now

HSBC Kinetic Business Account reviews (1937)

Easyeasy access online

Banking so simple you don't think about it

HSBC are best avoided and waste my time

ok to good could be better or worse

Very disappointed.

i am a HSBC customer and wanted to open an kinetic a...

Very disappointed.

Not multi user friendly

Very efficient and convenient business account

Account opening welcome document requires £15

Review HSBC Kinetic: Business Account now

Join Smart Money People

News, guides and insight from our team

UK money news stories - 24 July 2024

Your Money, Your Voice: Have your say

Our latest research - customers see little impact of FCA's Consumer Duty one year on

Consumer credit awards winners 2024