Smart Money People Logo
Go to business site
Share this page
Link copied

HSBC Kinetic: Business account reviews

View other HSBC Kinetic products
4.68
Based on 1,941 reviews, last reviewed 7th Feb 2026
100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026
Victoria S's avatar
Victoria S

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026
Rebecca J's avatar
Rebecca J
Read all reviews Write a review

About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

HSBC Kinetic Business account reviews (1941)

Great business account and app

5
Great business account and app for small to medium size businesses at a touch of a button. Reviewed on: 10th March 2022
Ilkin Gouliev's avatar
Ilkin Gouliev

Good banking app with only 1 failing

4
Excellent customer service when required, good app, easy to use, and backed up by the peace of mind that it's a bigger bank. Would be massively improved if you could link it to QuickBooks, only gripe though. Reviewed on: 10th March 2022
Mark Twineham's avatar
Mark Twineham

Great app account

5
Moved from starling and so glad I did great app and account Reviewed on: 10th March 2022
david parry's avatar
david parry

Smooth banking and customer friendly!

5
Very easy account setup process and overdraft application. None of the usual waiting around just instant decisions and access to your account and cash for your business. Highly recommended! Reviewed on: 10th March 2022
BravuraC's avatar
BravuraC

Great banking app

4
Everything is fully accessible online and easy to use and process Reviewed on: 10th March 2022
Maeve-ann Hanlon's avatar
Maeve-ann Hanlon

Really Friendly Customer Service

5
I've been really impressed even though I had my doubts with app-based banking. Whenever I've had a problem, I've still been able to personal help. Reviewed on: 10th March 2022
Linzie Hunter's avatar
Linzie Hunter

HSBC Kinetic

4
I have been a kinetic customer since 2021. The app is great and easy to manage/navigate. The in app support feature is brilliant as its more accessible for people like myself with slight stutter. I will recommend this app to everyone Reviewed on: 10th March 2022
Waleed Iqbal's avatar
Waleed Iqbal

Love it!

5
Really user friendly and great customer support Reviewed on: 10th March 2022
Lynn Ross's avatar
Lynn Ross

Best business account for people looking for modernity

5
The Kinect HSBC business account is one of the best for me as it fitted the idea of having business account and also having a really modern, quick and simple app who have all the tools needed for financial control of your business plus great options for financing. Reviewed on: 10th March 2022
Werison Gremaschi-Ferreira's avatar
Werison Gremaschi-Ferreira

Very efficient!

5
It's very easy to use and straightforward! Reviewed on: 10th March 2022
Lorena Dumitrache's avatar
Lorena Dumitrache

Review HSBC Kinetic: Business account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill