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HSBC Kinetic: Business account reviews

Name: Business account
Rating: 4.73 (1941 reviews)

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4.68

Based on 1,941 reviews, last reviewed 7th Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

Best account for small businesses. I have had an HSBC Kinetic account for 4 years now and my experience has been great. Firstly there are no fees! The overdraft facility is easy to set ... Read more Reviewed on: 27th January 2026

Latest lowest rating:

1

Non-existent weekend support I called HSBC for help on a Saturday as was having issues downloading my transactions. They told me to reinstall the app. I did this but then was lock... Read more Reviewed on: 7th February 2026

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About this product

The HSBC Kinetic Current Account is for business customers.

The account is for sole traders or single director shareholder businesses. There’s no monthly account fee and you get free UK digital banking. The HSBC Kinetic account also includes a monthly cashflow outlook and categorised spending tools.

HSBC Kinetic Current Account reviews help you find out what it’s really like to be a customer. If you’ve used HSBC before, you can also leave a review and share your experience.

Review HSBC Kinetic: Business account now

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HSBC Kinetic Business account reviews (1941)

Simple and smart!

This is my first Business account, HSBC Kinetic! I can do all my work with this fast and intelligent app in minutes! Also, prompt and result from oriented customer service... I strongly suggest Kinetic App! Reviewed on: 19th March 2023

Reply from HSBC Kinetic Welcome to HSBC Kinetic we're delighted to have you and your business onboard. We're really pleased to hear that you find the app useful and easy to get those financial tasks done fast. We're always improving the app to make it the best it can be and we've recently extended our in app live chat support so you can contact us up until 20:00hrs during the week and on Saturdays from 08:00 to 14:00hrs. Thanks again for your review. Response date: 20th March 2023

Straight forward banking for busy businesses

I’ve been using HSBC Kinetic account for over a year. I can access my account securely and smoothly from my phone, easy transaction processes with helpful insights. Reviewed on: 18th March 2023

Reply from HSBC Kinetic Hi Nicky, Our app has a great record with 100% availability and in the rare need for planned maintenance we'll let you know in advance, keep downtime to a minimum and of course outside of business hours. We're delighted to hear that you find the cashflow and transaction analysis tools useful. Thanks for your review. Response date: 28th March 2023

Just so easy to set up and use

I'm not one to extol the virtues of banks (having previously worked for 2 competitors for over 25 years) but this app is incredible. Easy to use, simple to set up, so very easy to manage my business account - it literally could not have been made easier. The tech feels great, the instantaneous nature of all the transactions is superb - I would totally recommend this to any new or existing business Reviewed on: 18th March 2023

Amazing

Hi i have kinetic business account with HSBC costumer service are amazing and well the APP is just something you need easy usefull and anything you need i can say best business account in the uk Reviewed on: 17th March 2023

Reply from HSBC Kinetic Wow 'Best business account in the UK' we really couldn't ask for more, thank you so much for your review. We're delighted to hear that you're getting the most from the HSBC Kinetic app. Thanks again Response date: 28th March 2023

Smart presentation, easy to use, helpful

The modern presentation of the the business account really attracted me to looking into getting one further and then all of the fabulous features - I couldn’t turn down the opportunity to bank with HSBC for my business’ safety and security Reviewed on: 17th March 2023

Reply from HSBC Kinetic Hi., We're thrilled that HSBC Kinetic caught your eye and that our products and features stand out. Our app is more than just a business bank account in an app and we regularly update it to bring new features and further improvements make it even better.. It's great to hear that you're finding the service useful and that our app not only looks good but is also fit for business. Many thanks for your review. Response date: 17th March 2023

Very good servise.

Best bank in uk. Very helpful staff. Quick service. Reviewed on: 17th March 2023

Reply from HSBC Kinetic Hi Darius, we've recently extended our Customer Support hours so we're here to help on Saturdays from 08:00-14:00hrs and weekdays 08:00 to 20:00hrs, simply contact us in the app using live chat. Thanks for your review Response date: 17th March 2023

Just great

Great online banking, an app that works every time. Reviewed on: 17th March 2023

Reply from HSBC Kinetic Thanks for rating our app - we're chuffed to hear that you find the app a reliable companion for your business. Thanks again Response date: 17th March 2023

Good Experience so far

I have been using HSBC Kinetic for about 12 months now. The app has been fine, there have been some synch issues with Xero but they are becoming much less frequent now (which is great). The app is very easy to use, I have had no issues logging in, receiving money or making payments. I found the customer service by the messaging function very easy also. I recently had to resolve an issue with a lost card and it worked really well! I am really happy with it all at the moment. Reviewed on: 14th March 2023

Perfect for my small business!

I love HSBC Kinetic. It is so easy to set up for my business, and the app is so easy to navigate! Reviewed on: 14th March 2023

Reply from HSBC Kinetic Hi Kate, We're delighted to hear that you're loving the app so far, sounds like we're a perfect fit for your business! Welcome to HSBC Kinetic Response date: 14th March 2023

Great for the basics

This is easy to set up and good for the basic needs of a business. As the company has grown, this account doesn't grow with you so we've had to move to a more 'normal' full use business account. Reviewed on: 14th March 2023

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HSBC Kinetic: Business account reviews

100% increase in 5 star reviews

100% increase in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review HSBC Kinetic: Business account now

HSBC Kinetic Business account reviews (1941)

Simple and smart!

Straight forward banking for busy businesses

Just so easy to set up and use

Amazing

Smart presentation, easy to use, helpful

Very good servise.

Just great

Good Experience so far

Perfect for my small business!

Great for the basics

Review HSBC Kinetic: Business account now

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