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HSBC: Fixed Rate Mortgage reviews

3.64
Based on 90 reviews, last reviewed 20th Jun 2024
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
47%
See only 4 star reviews
23%
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8%
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2%
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20%

Latest highest rating:

4

Best available rate in the market when booked. Best available rate in the market when booked. No problems and mortgage sorted in 2 weeks Reviewed on: 18th June 2024
Gary B's avatar
Gary B

Latest lowest rating:

1

Lying con artists, should be banned As per my contract I could port my 5 years fixed mortgage. Sold my house, struggled to find another one, finally did and HSBC said they can't offer me... Read more Reviewed on: 20th June 2024
Waqi Awan's avatar
Waqi Awan

About this product

HSBC is a financial services provider offering a range of products and services, including a variety of mortgages. A fixed rate mortgage has a set interest rate that lasts a specific period of time, usually between two and five years, but sometimes up to ten. Make sure you’re confident with the terms, conditions and interest rate of a mortgage. Always ask the lender or an independent advisor if you need help understanding your options.

Buying a house is a big financial decision in anyone’s life, so finding the right mortgage is important. At Smart Money People, we collect HSBC fixed rate mortgage reviews to make your decision-making process easier. Gain valuable insight by reading genuine experiences from existing borrowers.

If a fixed rate mortgage sounds right for you, learn more about HSBC’s product on Smart Money People. Find out why borrowers chose this mortgage and how satisfied they’ve been throughout the term. Learn more about the application process and how supportive HSBC was throughout. Find out the main pros and cons of the product. Make an informed decision when choosing your new mortgage by reading our HSBC fixed rate mortgage reviews.

Perhaps you’re already an HSBC fixed rate mortgage customer? Why not share an honest review with our community? Tell us why you chose the product and what the main pros and cons you’ve experienced are. Did you encounter any problems throughout the process, and if so, how well did HSBC handle them? Has the lender kept you up to date with any important mortgage news or updates? Whether good or bad, write a HSBC fixed rate mortgage review today. Together, we can help people like you make better financial decisions.

HSBC Fixed Rate Mortgage reviews (90)

Review of the HSBC, Fixed Rate Mortgage:

Flexibility within the product/easy to use app

5
After seeking help from a professional HSBC came out the best for my circumstances in terms of a 5 yr fixed mortgage. I like the fact the paperwork that was sent through explained in detail and also a brief summary of what the terms of the mortgage were and how much I could overpay each year. The app is easy to use and it is useful to keep track of how the mortgage payments are impacting on the amount borrowed. Reviewed on: 20th March 2023

slow

4
they were good but they had a lack of staff to account to the demand of people Reviewed on: 7th May 2015

very good and good customer service

5
they are very sensitive to you and care about your every need, never have I felt unlistened to or not important to them they make you feel welcome and explain everything in terms that you and I can understand. And they always see to know what you are talking about even if you don't, they are never to busy for you and they always try to explain and make sure you understand as much as possible so they leave no room for doubt about anything. they send you regular letters and notes which are very helpful . all the staff members are helpful and friendly and so far I haven't spoken to any who have been rude or not nice, also they all seem to know what they are talking about and are very skill In their profiles. I have no need to doubt or not to trust them as other the year they have brought my trust up and I know my feelings and thoughts are safe with them and they will make improves on what's I say and I have seen this happen in my own time, they make time for you and you don't and have to wait around for long, they are very organised Reviewed on: 29th April 2015

It was okay

4
I bought my house and i needed a mortgage like most people and HSBC provided great mortgage rates for the house that i bought because i needed a mortgage, they helped me through all the difficult stuff for sorting out my loan. Would recommend Reviewed on: 29th April 2015

It's really great. customer service is the best and HSBC are very easy to deal with

5
HSBC have great deals for the right prices. There customer service is really good, much better than most other companies. the people are friendly and everything is very easy to do Reviewed on: 29th April 2015

Unclear and Not great T&C. OD rates bad.

3
I used to like HSBC, however they are very unclear about their terms and conditions. Always read the smallprint! Reviewed on: 29th April 2015

Best Experience

5
HSBC advisors are much helpful compare to different banks and they have better rates Reviewed on: 22nd April 2015

HSBC has not given me good service

5
Every time I visit HSBC bank to do my banking the tellers are rude and do not tend to all my banking needs and I have been there for ten years think it's time to switch to a new bank for now Reviewed on: 14th April 2015

I like it because it got me what i wanted.

4
I reccomend everyone to use this as it will not dissapoint people. Reviewed on: 8th April 2015

Phenomenal deal

5
Have saved a good deposit, which does help, but found the rate I was HSBC to be market leading. Very pleasantly surprised. Reviewed on: 21st October 2014

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