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HSBC: Personal Loan reviews

Name: Personal Loan
Rating: 3.7 (60 reviews)

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3.74

Based on 60 reviews, last reviewed 26th Feb 2025

100% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

56%

13%

25%

Latest highest rating:

5

Convenient location and friendly staff, sorted my pe... Convenient location and friendly staff, sorted my personal loan application out in a few hassle free mins Reviewed on: 26th February 2025

Latest lowest rating:

1

Applied 5.8% apr loan I applied for the 5.8% apr loan which went through then week later they messaged me to call then to discuss, when I called they said oh the rate has g... Read more Reviewed on: 15th June 2023

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About this product

HSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a HSBC personal loan, we'd love you to write a quick review too.

HSBC Personal Loan reviews (60)

Review of the HSBC, Personal Loan:

Convenient location and friendly staff, sorted my pe...

Convenient location and friendly staff, sorted my personal loan application out in a few hassle free mins Reviewed on: 26th February 2025

See HSBC personal loans

Easy to take with relatively low interest Reviewed on: 1st February 2020

Small interes rate

Secure bank in terms of customers' money. The products are many and affordable! Reviewed on: 30th January 2020

Expired Are you serious?

I applied for a loan . I did everything that was expected of me including extra PAY STUBS and bank statements. Now they just sent an email saying the loan application expired. I would have to reapply. How stupid is that. Never will have anything to do with hsbc ever again. Terrible Terrible service!!!!!!!! Reviewed on: 9th January 2020

Quick and Easy

Quick and easy loan if you have a good credit record. You will get money in your account instantly after approval. Reviewed on: 28th November 2019

HSBC is running SCAM through Person Loan

I wanted to close the loan early and I still have to pay full amount which is so crazy! There is no Customer Protection for this and they simply said it was mentioned in T&C and doesn't help much. I would strictly against this SCAM run by HSBC bank. Must stay away. I would be looking for some help on this. Reviewed on: 24th November 2019

Easy application with competitive rate

Loan application was simple with a decision straight away. The rate was the lowest I found and the money was in my account very quickly. Reviewed on: 23rd June 2019

HSBC deceiving!!!!! Watch out

Not worth rating!!! I applied online for a loan and all the information provided online was totally misleading. I contacted HSBC and the figures provided were nowhere near to the online figures. I have always been a good loyal customer with a good credit history with HSBC and never in my entire life had any financial issues which has led to late payments, overdrafts ect. First time i have requested a loan from Hsbc and very disappointed with the service. Better off going else where where youll get better rates. Reviewed on: 11th June 2019

Quick and efficient

Money hit the account immediately. Expected the usual bouncing around of paperwork. Reviewed on: 4th June 2019

Should never have given me one

I was off sick from work. They never even asked me my current income or circumstances. I have no idea what the loan terms were but I was unable to keep up the repayments of that and a credit card they had already given me> Had to convert it to a money management loan to pay back £150 a month whilst on benefits for about 6 years Reviewed on: 15th April 2019

Easy to arrange

I had decided to buy a car but found dealer finance a real rip off. So I rang my bank, HSBC, and within minutes I got an incredible deal and now have a great car with affordable monthly repayments! Reviewed on: 10th February 2019

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