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HSBC: Personal Loan reviews

Name: Personal Loan
Rating: 3.68 (59 reviews)

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3.68

Based on 59 reviews, last reviewed 11th May 2024

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

55%

14%

25%

Latest highest rating:

5

Super quick service with no issues Super quick service with no issues Reviewed on: 11th May 2024

Latest lowest rating:

1

Applied 5.8% apr loan I applied for the 5.8% apr loan which went through then week later they messaged me to call then to discuss, when I called they said oh the rate has g... Read more Reviewed on: 15th June 2023

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About this product

HSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a HSBC personal loan, we'd love you to write a quick review too.

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HSBC Personal Loan reviews (59)

Fantastic low interest rate

Easy to apply for and quickly approved, I got a fantastic rate for being a loyal HSBC customer. Great customer service. Reviewed on: 11th June 2017

Brilliant low interest rate options

I was given the lowest rate available in the country due to being a loyal HSBC customer! Reviewed on: 30th May 2017

Fantastic

Great service would definitely use again unbelievable rate aswel Reviewed on: 30th May 2017

HSBC Amanah Personal Financing-i

Apply for this personal loan for quite long time ago (more than 2 weeks) but untill now still haven't get the result whether approve or not.It's really poor service! Reviewed on: 20th March 2017

Poor customer service

They informed me I was able to freeze my payment, then later told me I couldn't & owed the money & non payment charge Reviewed on: 8th January 2017

Fantastic, would definitely recommend!

I recently had to take out a loan in order to learn to drive. I was very nervous about the whole thing as I'm not one to borrow money and my knowledge of finances and lending money is minimal. I was put at ease very quickly. I applied for my loan online, it was so easy! There was no intimidating terminology, and the process was really quick! Reviewed on: 1st January 2017

Very poor

Loan - takes too long and after all that was offered an interest rate nearly 3 x higher than was advertised despite having extremely good credit score. Waste of time and waste of a credit check Reviewed on: 4th July 2016

OK

Fine service offered here at the HSBC bank Reviewed on: 20th June 2016

Quick and smooth loan application

My loan application was handled quickly and smoothly without any problems and with a very competitive interest rate. Reviewed on: 28th March 2016

no negotiations in repayment when circumstances change

no common sense allowed to be applied when circumstances change and payment becomes difficult. must follow orders from high on up, branch staff have no autonomy whatsoever. Reviewed on: 26th January 2016

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