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HSBC: Personal Loan reviews

Name: Personal Loan
Rating: 3.66 (61 reviews)

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3.50

Based on 61 reviews, last reviewed 24th Mar 2025

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

55%

13%

26%

Latest highest rating:

5

Convenient location and friendly staff, sorted my pe... Convenient location and friendly staff, sorted my personal loan application out in a few hassle free mins Reviewed on: 26th February 2025

Latest lowest rating:

1

This HSBC spam is absolute waste of my time! Absolute waste of my time! I'm HSBC UK customer for 20 years. Having multiple private & business accounts with HSBC. So far I've paid around £ 3K on o... Read more Reviewed on: 24th March 2025

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About this product

HSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a HSBC personal loan, we'd love you to write a quick review too.

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HSBC Personal Loan reviews (61)

Quick and smooth loan application

My loan application was handled quickly and smoothly without any problems and with a very competitive interest rate. Reviewed on: 28th March 2016

no negotiations in repayment when circumstances change

no common sense allowed to be applied when circumstances change and payment becomes difficult. must follow orders from high on up, branch staff have no autonomy whatsoever. Reviewed on: 26th January 2016

Amazing rates

I wouldn't really encourage anyone to take a loan if it's not required, but we've been thinking about getting a new car. HSBC offered us a fantastic rate of 3.9% which meant we decided to push the button and get the new car. Repayments are v easily manageable Reviewed on: 4th December 2015

Offered me a first class personal loan rate

HSBC offered me a phenomenal (sub <4%) interest rate for a £7k personal loan which allowed me to make a few improvements to my place. Well timed and great rate! Reviewed on: 7th October 2015

Great loan with good rates

HSBC offers a great coverage with loans with lower rates than most banks and flexible payments Reviewed on: 7th May 2015

Straightforward and stress free

HSBC made it very easy for me to consolidate existing debt at a cheaper rate. The process was straightforward and everything made very clear. Happy customer! Reviewed on: 23rd April 2015

I absolutely love this is it so good!

I really do like this becuase it gives a great experience and it is very informative also you can always trust this comaoay becuase they are really reliable salsa becuase I think that no matter what they always get the job done no mater what the situation they ask ways have time for you and can help you they have a very short holding time perio and everyone you talk to is very nice also they are such a good back over fall bey we they help you and guide you into a good path bey as ethers such a good brand Reviewed on: 21st April 2015

average to below average

the web app and everything that has to do with ease and convenience is a second thought to profit for this bank, they have no customer service and could care less about the people that keep this bank floating. Reviewed on: 14th April 2015

Lending experience.

I recently had s great lending experience with HSBC. They gave me a very competituve rate and sllowed ne a nice dtart up loan tor my budiness. I wouod highly recommend HSBC. Reviewed on: 13th April 2015

HSBC cares about their customer's needs and I would recommend them.

I have been a customer with HSBC now for the last six months and have been very satisfied with their prompt and attentive customer service. It is a company that I would highly recommend Reviewed on: 13th April 2015

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