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HSBC: Personal Loan reviews

Name: Personal Loan
Rating: 3.54 (65 reviews)

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3.54

Based on 65 reviews, last reviewed 25th Apr 2026

200% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

54%

12%

26%

Latest highest rating:

5

HSBC Personal Loan My experience with HSBC’s personal loan service has been straightforward and fairly smooth. The application process was clear and easy to complete onl... Read more Reviewed on: 25th April 2026

Latest lowest rating:

1

Not competitive or helpful Applied for personal loan to consolidate others to make it more affordable and securing the debt in one place but HSBC didn’t want to hear or care abo... Read more Reviewed on: 23rd January 2026

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About this product

HSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a HSBC personal loan, we'd love you to write a quick review too.

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HSBC Personal Loan reviews (65)

I absolutely love this is it so good!

I really do like this becuase it gives a great experience and it is very informative also you can always trust this comaoay becuase they are really reliable salsa becuase I think that no matter what they always get the job done no mater what the situation they ask ways have time for you and can help you they have a very short holding time perio and everyone you talk to is very nice also they are such a good back over fall bey we they help you and guide you into a good path bey as ethers such a good brand Reviewed on: 21st April 2015

average to below average

the web app and everything that has to do with ease and convenience is a second thought to profit for this bank, they have no customer service and could care less about the people that keep this bank floating. Reviewed on: 14th April 2015

Lending experience.

I recently had s great lending experience with HSBC. They gave me a very competituve rate and sllowed ne a nice dtart up loan tor my budiness. I wouod highly recommend HSBC. Reviewed on: 13th April 2015

HSBC cares about their customer's needs and I would recommend them.

I have been a customer with HSBC now for the last six months and have been very satisfied with their prompt and attentive customer service. It is a company that I would highly recommend Reviewed on: 13th April 2015

Quick, Easy, Convenient

I took out a HSBC loan to fund the purchase of a new car as my other one died. I needed the money fast and wanted a good interest rate. With HSBC I can make over-payments that come of the capital and repay at any time without incurring a charge. The application was quick as I did it all in my local branch by booking an appointment. Very happy with this product. Reviewed on: 6th October 2014

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