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HSBC: Personal Loan reviews

Name: Personal Loan
Rating: 3.65 (62 reviews)

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3.48

Based on 62 reviews, last reviewed 2nd Apr 2025

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

53%

13%

26%

Latest highest rating:

5

Convenient location and friendly staff, sorted my pe... Convenient location and friendly staff, sorted my personal loan application out in a few hassle free mins Reviewed on: 26th February 2025

Latest lowest rating:

1

This HSBC spam is absolute waste of my time! Absolute waste of my time! I'm HSBC UK customer for 20 years. Having multiple private & business accounts with HSBC. So far I've paid around £ 3K on o... Read more Reviewed on: 24th March 2025

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About this product

HSBC personal loan reviews on Smart Money People are honest reviews. If you're trying to determine whether this is the right personal loan for you, reading our HSBC personal loan reviews can help you to find out what other people have to say. Smart Money People launched in October 2014 to help people like you to find the best personal loans. If you have used a HSBC personal loan, we'd love you to write a quick review too.

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HSBC Personal Loan reviews (62)

Highly recommended

Very honest excellent services Reviewed on: 7th June 2020

easy to apply and manage

Bought a loan from HSBC. easy to apply online, and very easy to make payments and manage online or on the app. Fair interest and decent support in the difficult times currently being experienced. Could be a little bit cheaper on the interest rate, and it can take a long time to get through to an advisor if you want to call in. generally though an excellent service and i would recommend Reviewed on: 28th April 2020

Excellent

It was easy to set up. Staff made an appointment for me at a convenient time. When I arrived at the appointment the member of staff put me at ease straight away, discussed my needs and talked me through the options. Reviewed on: 27th April 2020

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Easy to take with relatively low interest Reviewed on: 1st February 2020

Small interes rate

Secure bank in terms of customers' money. The products are many and affordable! Reviewed on: 30th January 2020

Expired Are you serious?

I applied for a loan . I did everything that was expected of me including extra PAY STUBS and bank statements. Now they just sent an email saying the loan application expired. I would have to reapply. How stupid is that. Never will have anything to do with hsbc ever again. Terrible Terrible service!!!!!!!! Reviewed on: 9th January 2020

Quick and Easy

Quick and easy loan if you have a good credit record. You will get money in your account instantly after approval. Reviewed on: 28th November 2019

HSBC is running SCAM through Person Loan

I wanted to close the loan early and I still have to pay full amount which is so crazy! There is no Customer Protection for this and they simply said it was mentioned in T&C and doesn't help much. I would strictly against this SCAM run by HSBC bank. Must stay away. I would be looking for some help on this. Reviewed on: 24th November 2019

Easy application with competitive rate

Loan application was simple with a decision straight away. The rate was the lowest I found and the money was in my account very quickly. Reviewed on: 23rd June 2019

HSBC deceiving!!!!! Watch out

Not worth rating!!! I applied online for a loan and all the information provided online was totally misleading. I contacted HSBC and the figures provided were nowhere near to the online figures. I have always been a good loyal customer with a good credit history with HSBC and never in my entire life had any financial issues which has led to late payments, overdrafts ect. First time i have requested a loan from Hsbc and very disappointed with the service. Better off going else where where youll get better rates. Reviewed on: 11th June 2019

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